79 Grove St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 79 Grove St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,492 sqft · built 1950
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2017)
Tax Bill	$8,662 (2026)
Deeds & Mortgages	May 2021 Refinance Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:032.0-0000-0144.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:032.0-0000-0144.0`
Alternative APNs	`M:032.0=0000=0144.0` `128000000014` `1280000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
Gross Area	1,885 sqft
Basement Area	576 sqft
Unfinished Basement	276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,204 sqft (0.372 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	128000000014
Street Address	79 GROVE ST
City	READING
State	MA
Zip	01867-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4017
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 GROVE ST, READING, MA 01867-1640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 18, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 12, 2017	Quit Claim Deed, Transfer PROSPECT MORTGAGE LLC
Jan 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Book / Page	68752 / 533
Transfer Doc	068752-530
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	79 GROVE ST, READING, MA 01867-1640
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077886-585
Date	May 28, 2021
Book Page	77886/585
Instrument	121601

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	79 GROVE ST, READING, MA 01867-1640
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079230-37
Date	Nov 29, 2021
Book Page	79230/37
Instrument	257275

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	79 GROVE ST, READING, MA 01867-1640
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083773-551
Date	Feb 18, 2025
Book Page	83773/551
Instrument	16218

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 12, 2017
Property Address	79 GROVE ST, READING, MA 01867-1640
Document Number	68752-533
Book / Page	68752 / 533
Instrument	6886
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687520536
Date	Jan 12, 2017
Instrument	68752/0536

Lender

Name	PROSPECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 12, 2017
Property Address	79 GROVE ST, READING, MA 01867-1640
Document Number	68752-530
Book / Page	06875 / 000530
Instrument Date	Dec 12, 2016
Instrument	6885
Transaction Type	Transfer
Record Updated	May 5, 2018

Transaction

Amount	Amount Recorded
Tax	$2,462.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16260 N 71ST ST SCOTTSDALE AZ 852541591, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,662.00 (+3.51%)	$790,300 (+7.57%) Land $462,300 Building $326,400	$775,275 (+4.53%)
2025	$8,368.00 (+0.2%)	$734,700 (+3.12%) Land $429,700 Building $305,000	$741,665 (+1.52%)
2024	$8,351.00 (+6.83%)	$712,500 (+14.75%) Land $416,700 Building $295,800	$730,550
2023	$7,817.00	$620,900 Land $363,000 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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