68 Grove St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 68 Grove St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,280 sqft · built 1815
Lot Size	0.343 acres (14,924 sqft)
Owner	2 Individual Names on File
Last Sale	$656,500 (Jun 2017)
Tax Bill	$11,794 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:032.0-0000-0043.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:032.0-0000-0043.0`
Alternative APNs	`M:032.0=0000=0043.0` `1210000000610` `1210000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,280 sqft Living Area
Gross Area	6,615 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1815
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,924 sqft (0.343 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1210000000610
Street Address	68 GROVE ST
City	READING
State	MA
Zip	01867-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4008
Census Tract	334300

Owner

68 Grove St is owned and occupied by two individuals who bought it in June 2017.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 GROVE ST, READING, MA 01867-1638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage AMERICAN NGBD MTG ACC
Jun 28, 2017	Quit Claim Deed, Transfer AMERICAN NGBD MTG ACC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Oct 27, 2005 · Amount on File
Deed Book / Page	69516 / 493
Transfer Doc	069516-493
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	68 GROVE ST, READING, MA 01867-1638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70511-269
Date	Jan 16, 2018
Book Page	70511/269
Instrument	6619

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 28, 2017
Property Address	68 GROVE ST, READING, MA 01867-1638
Document Number	69516-493
Book / Page	69516 / 493
Instrument	99482
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 GROVE ST, READING, MA 01867-1638

Mortgage

Document Number	695160495
Date	Jun 28, 2017
Instrument	69516/0495

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 68 Grove St was $11,794, up 3.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,794.00 (+3.52%)	$1,076,100 (+7.58%) Land $508,800 Building $567,300	$1,206,717 (+27.98%)
2025	$11,393.00 (+0.22%)	$1,000,300 (+3.12%) Land $472,900 Building $527,400	$942,875 (-1.11%)
2024	$11,368.00 (+6.85%)	$970,000 (+14.79%) Land $458,600 Building $511,400	$953,420
2023	$10,639.00	$845,000 Land $399,500 Building $445,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Grove St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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