79 Gates St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 79 Gates St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,906 sqft · built 1898
Lot Size	0.156 acres (6,787 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2023)
Tax Bill	$5,837 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-004-00031`

Property Details

APN / Parcel Number

Primary APN	`7-004-00031`
Alternative APN	`WORC M:07 B:004 L:00031`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,906 sqft Living Area
Gross Area	5,844 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Combination
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,787 sqft (0.156 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	7-004-00031
Street Address	79 GATES ST
City	WORCESTER
State	MA
Zip	01610-3675
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	4
Legal Lot Number	31
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	731300

Owner

79 Gates St, a triplex, is owned by two individuals who bought it in May 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	59 HIGH ST, NEWTON UPPER FALLS, MA 02464-1238
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · ARM CORNERSTONE BANK
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA
May 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMALGAMATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Deed Document Number	202335925
Deed Book / Page	69116 / 181
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	79 GATES ST, WORCESTER, MA 01610-3675
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071216-315
Date	Oct 29, 2024
Book Page	71216/315
Instrument	89065

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2029

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	79 GATES ST, WORCESTER, MA 01610-3675
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072919-205
Date	Dec 4, 2025
Book Page	72919/205
Instrument	105894

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 1, 2033
Index	1-Year CMT
Margin	3

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	May 10, 2023
Property Address	79 GATES ST, WORCESTER, MA 01610-3675
Document Number	069116-181
Book / Page	69116 / 181
Instrument Date	May 10, 2023
Instrument	35925
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	59 HIGH ST # UT, UT, NEWTON, MA 02464-1238

Mortgage

Document Number	0000035926
Date	May 10, 2023
Instrument	35926

Lender

Name	AMALGAMATED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 79 Gates St was $5,837, up 2.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,837.00 (+2.8%)	$439,500 (+2.09%) Land $64,300 Building $375,200
2025	$5,678.00	$430,500 Land $63,500 Building $367,000
2023	$4,986.00	$347,700 Land $50,200 Building $297,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 79 Gates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Gates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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