63 Gates St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 63 Gates St, Worcester, MA 01610

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 4,014 sqft · built 1905
Lot Size	0.077 acres (3,367 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 2013)
Tax Bill	$7,339 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-005-00049`

Property Details

APN / Parcel Number

Primary APN	`7-005-00049`
Alternative APN	`WORC M:07 B:005 L:00049`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,014 sqft Living Area
Gross Area	6,144 sqft
1st Floor Area	1,338 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,367 sqft (0.077 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	7-005-00049
Street Address	63 GATES ST
City	WORCESTER
State	MA
Zip	01610-3669
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	5
Legal Lot Number	49
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1004
Census Tract	731300

Owner

63 Gates St, a triplex, is owned and occupied by an individual who bought it in November 2013.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	63 GATES ST, WORCESTER, MA 01610-3669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2013 · Amount on File
Deed Sale	Nov 22, 2013 · Amount on File
Prior Sale	Jan 15, 1998 · Amount on File
Deed Book / Page	51777 / 285
Transfer Doc	51777-285
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	63 GATES ST, WORCESTER, MA 01610-3669
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068238-145
Date	Sep 20, 2022
Book Page	68238/145
Instrument	103043

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	63 GATES ST, WORCESTER, MA 01610-3669
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00065891-1
Date	Aug 23, 2021
Book Page	65891/1
Instrument	117907

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	63 GATES ST, WORCESTER, MA 01610-3669
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65891-1
Date	Aug 23, 2021
Book Page	65891/1
Instrument	117907

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	63 GATES ST, WORCESTER, MA 01610-3669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58604-378
Date	Mar 30, 2018
Book Page	58604/378
Instrument	29578

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	63 GATES ST, WORCESTER, MA 01610-3669
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61287-306
Date	Oct 24, 2019
Book Page	61287/306
Instrument	112458

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	63 GATES ST, WORCESTER, MA 01610-3669
Document Number	59967-1
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 GATES ST WORCESTER MA 016101639, WORCESTER, MA 01610-1639

Mortgage

Document Number	59967-1
Date	Jan 24, 2019
Book Page	059967/000001
Instrument	6810

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 63 Gates St was $7,339, up 2.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,339.00 (+2.84%)	$552,600 (+2.14%) Land $41,600 Building $511,000
2025	$7,136.00	$541,000 Land $41,200 Building $499,800
2023	$6,211.00	$433,100 Land $32,500 Building $400,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 63 Gates St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 Gates St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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