Essex County and Haverhill City property record for 79 Gary Ave, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,280 sqft · built 1968 |
| Lot Size | 0.349 acres (15,198 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Sep 2003) |
| Tax Bill | $5,886 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Nov 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 458-1-14 |
| Primary APN | 458-1-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 5,134 sqft |
| Basement Area | 1,290 sqft |
| Unfinished Basement | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,198 sqft (0.349 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 458-1-14 |
|---|---|
| Street Address | 79 GARY AVE |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 260302 |
79 Gary Ave is owned and occupied by an individual who bought it in September 2003.
Source: Essex County and Haverhill City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 GARY AVE, HAVERHILL, MA 01830-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Nov 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2003 · Amount on File |
| Deed Sale | Sep 9, 2003 · Amount on File |
| Deed Book / Page | 21717 / 237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 79 GARY AVE, HAVERHILL, MA 01830-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35665-150 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 35665/150 |
| Instrument | 17 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 79 GARY AVE, HAVERHILL, MA 01830-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38072-410 |
|---|---|
| Date | Nov 29, 2019 |
| Book Page | 38072/410 |
| Instrument | 20191129000830 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 79 GARY AVE, HAVERHILL, MA 01830-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38917-470 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 38917/470 |
| Instrument | 20200909004980 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 79 Gary Ave was $5,886, up 4.3% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,886.00 (+4.27%) | $549,600 (+3.6%) Land $201,800 Building $347,800 | $588,620 |
| 2024 | $5,645.00 (+6.95%) | $530,500 (+12.06%) Land $201,800 Building $328,700 | |
| 2023 | $5,278.00 | $473,400 Land $181,600 Building $291,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Gary Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 148 units insured incl. 106 condo units |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jul 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Gary Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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