Essex County and Haverhill City property record for 49 Gary Ave, Haverhill, MA 01830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,602 sqft · built 1963 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,201 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 458-1-18 |
| Primary APN | 458-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 2,608 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 458-1-18 |
|---|---|
| Street Address | 49 GARY AVE |
| City | HAVERHILL |
| State | MA |
| Zip | 01830-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 260302 |
49 Gary Ave is owned and occupied by two individuals.
Source: Essex County and Haverhill City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 GARY AVE, HAVERHILL, MA 01830-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTUCKET BANK |
| May 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 49 GARY AVE, HAVERHILL, MA 01830-4336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37967-111 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 37967/111 |
| Instrument | 20191025003530 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | May 22, 2017 |
| Property Address | 49 GARY AVE, HAVERHILL, MA 01830-4336 |
| Document Number | 35881-578 |
| Book / Page | 035881 / 000578 |
| Instrument Date | May 17, 2017 |
| Instrument | 1705220039 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 GARY AVE HAVERHILL MA 018304336, HAVERHILL, MA 01830-4336 |
The 2025 property tax bill for 49 Gary Ave was $5,201, up 6.8% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,201.00 (+6.84%) | $485,600 (+6.14%) Land $201,400 Building $284,200 | $530,765 |
| 2024 | $4,868.00 (+5.69%) | $457,500 (+10.75%) Land $201,400 Building $256,100 | |
| 2023 | $4,606.00 | $413,100 Land $181,200 Building $231,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 49 Gary Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 148 units insured incl. 106 condo units |
| Nearby Flood Claims | 24 (1979–2024) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Jul 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49 Gary Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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