79 Franklin St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 79 Franklin St, Annapolis, MD 21401

Property Summary

Property Type	Commercial
Details	4.5 ba · 4,085 sqft · built 1926
Lot Size	0.092 acres (4,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (May 2021)
Tax Bill	$14,833 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-00163800`

Property Details

APN / Parcel Number

Primary APN	`06-000-00163800`
Alternative APNs	`6-000-00163800` `00000163800`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,085 sqft Gross Area
1st Floor Area	1,238 sqft
Basement Area	990 sqft
Finished Basement	990 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	4,020 sqft (0.092 acres)
View / Lot	Commercial/Industrial
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000163800
Street Address	79 FRANKLIN ST
City	ANNAPOLIS
State	MD
Zip	21401-2727
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	P
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	1
Legal Lot Number	79
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 FALLS RUN CT, DAVIDSONVILLE, MD 21035-1103
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Book / Page	36704 / 372
Transfer Doc	0155670556
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2021
Property Address	79 FRANKLIN ST, ANNAPOLIS, MD 21401-2727
Document Number	0367040372
Book / Page	36704 / 372
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1405 FALLS RUN CT, DAVIDSONVILLE, MD 21035-1103

Mortgage

Document Number	0036704378
Date	May 4, 2021
Instrument	36704/378

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,097,967 (+13.6%)	$1,163,700 (+20.4%) Land $831,700 Building $332,000
2024	$14,833.00 (+6.88%)
2023	$13,878.00	$966,500 Land $779,400 Building $187,100	$966,500 Land $779,400 Building $187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20