63 Franklin St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 63 Franklin St, Annapolis, MD 21401

Property Summary

Property Type	Commercial
Details	3.5 ba · 2,973 sqft · built 1900
Lot Size	0.07 acres (3,050 sqft)
Owner	Individual Name on File
Last Sale	$782,250 (Oct 2018)
Tax Bill	$14,714 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-01498000`

Property Details

APN / Parcel Number

Primary APN	`06-000-01498000`
Alternative APNs	`6-000-01498000` `00001498000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,973 sqft Gross Area
1st Floor Area	1,109 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,050 sqft (0.07 acres)
View / Lot	Commercial/Industrial
Porch	Enclosed Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00001498000
Street Address	63 FRANKLIN ST
City	ANNAPOLIS
State	MD
Zip	21401-2726
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2P
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	1
Legal Lot Number	63
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

63 Franklin St, a commercial property, is owned by an individual who bought it in October 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	63 FRANKLIN ST, ANNAPOLIS, MD 21401-2726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Oct 11, 2016 · Amount on File
Deed Book / Page	32583 / 269
Prior Transfer Date	Aug 30, 2016
Prior Transfer Doc	0301470173
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 19, 2018
Property Address	63 FRANKLIN ST, ANNAPOLIS, MD 21401-2726
Document Number	0325830269
Book / Page	032583 / 000269
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	63 FRANKLIN ST ANNAPOLIS MD 214012726, ANNAPOLIS, MD 21401-2726

Mortgage

Document Number	325830276
Date	Oct 19, 2018
Book Page	032583/000276

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 63 Franklin St was $14,714, up 7.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,098,000 (+6.93%) Land $821,500 Building $276,500	$1,098,000 (-) Land $821,500 Building $276,500
2025	$14,714.00 (+7.16%)	$1,026,800	$1,098,000 Land $821,500 Building $276,500
2024	$13,731.00 (+8.13%)
2023	$12,699.00	$884,400 Land $739,900 Building $144,500	$884,400 Land $739,900 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 63 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20