Bergen County and Waldwick Borough property record for 79 E Prospect St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1948 |
| Square Footage | 1,466 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2018) |
| Tax Bill | $10,376.00 (2025) |
| Primary APN | 64-00041-0000-00084 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,466 sqft Living Area |
|---|---|
| 1st Floor | 1,466 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 000083 |
|---|---|
| Street Address | 79 E PROSPECT ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2238 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 2 LT |
| Legal Subdivision | RIDGEWALD HIGHLANDS |
| Legal Block | 41 |
| Legal Lot Number | 84 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00041-0000-00084
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 E PROSPECT ST, WALDWICK, NJ 07463-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 27, 2019 | Dual Purpose Document, Transfer · Conventional Mortgage QUICKEN LNS |
| Apr 17, 2018 | Dual Purpose Document, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Prior Sale | May 20, 2009 · Amount on Record |
| Deed Doc Number | 20182659901 |
| Deed Book / Page | 2914 / 1956 |
| Last Transfer Date | Oct 15, 2019 |
| Transfer Doc | 0034242307 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 79 E PROSPECT ST, WALDWICK, NJ 07463-2238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | ARDENT TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0039430405 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 3943/405 |
| Instrument | 21-015174 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Dual Purpose Document |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 27, 2019 |
| Property Address | 79 E PROSPECT ST, WALDWICK, NJ 07463-2238 |
| Document Number | 0034242300 |
| Book / Page | 003424 / 002300 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 83153 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | ARDENT TITLE GROUP LLC, ARDENT TITLE GRP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 79 E PROSPECT ST WALDWICK NJ 074632238, WALDWICK, NJ 07463-2238 |
| Document Number | 34242307 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 003424/002307 |
| Instrument | 83153 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 26, 2047 |
| Document Type | Dual Purpose Document |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2018 |
| Property Address | 79 E PROSPECT ST, WALDWICK, NJ 07463-2238 |
| Document Number | 0029141956 |
| Book / Page | 002914 / 001956 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 26599 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Title Company | EMPIRE W TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 E PROSPECT ST WALDWICK NJ 074632238, WALDWICK, NJ 07463-2238 |
| Document Number | 29141962 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 002914/001962 |
| Instrument | 26599 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2048 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,100 (-) Land $243,000 Building $209,100 | $452,100 (-) Land $243,000 Building $209,100 | |
| 2025 | $10,376.00 (+3.66%) | $452,100 (+40.06%) Land $243,000 Building $209,100 | $452,100 (+40.06%) Land $243,000 Building $209,100 |
| 2024 | $10,010.00 (+8.89%) | ||
| 2023 | $322,800 Land $198,000 Building $124,800 | $322,800 Land $198,000 Building $124,800 | |
| 2022 | $9,193.00 |
79 E Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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