Bergen County and Waldwick Borough property record for 78 E Prospect St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Cape Cod |
| Year Built | Built 1934 |
| Square Footage | 1,760 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $519,000 (2018) |
| Tax Bill | $16,233.00 (2025) |
| Primary APN | 64-00018-02-00025 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,760 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 1 Parking Spaces |
| Account Number | 001526 |
|---|---|
| Street Address | 78 E PROSPECT ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .5AC |
| Legal Block | 18.2 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00018-02-00025
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 08, 2017 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PENNYMAC |
| Jan 05, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2018 · Amount on Record |
| Deed Sale | Jan 05, 2018 · Amount on Record |
| Deed Doc Number | 201818-001206 |
| Deed Book / Page | 2827 / 2249 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 78 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026320612 |
|---|---|
| Date | Jun 08, 2017 |
| Book Page | 02632/0612 |
| Instrument | 17-043955 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 78 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Document Number | 0035620519 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 78 E PROSPECT ST WALDWICK NJ 074632216, WALDWICK, NJ 07463-2216 |
| Document Number | 0035620519 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 003562/000519 |
| Instrument | 20036534 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 05, 2018 |
| Property Address | 78 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Document Number | 0028272249 |
| Book / Page | 2827 / 2249 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 00018-001206 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,300 (-) Land $369,100 Building $338,200 | $707,300 (-) Land $369,100 Building $338,200 | |
| 2025 | $16,233.00 (+3.67%) | $707,300 (+44.88%) Land $369,100 Building $338,200 | $707,300 (+44.88%) Land $369,100 Building $338,200 |
| 2024 | $15,659.00 (+12.63%) | ||
| 2023 | $488,200 Land $298,600 Building $189,600 | $488,200 Land $298,600 Building $189,600 | |
| 2022 | $13,903.00 |
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