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79 Cross St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 79 Cross St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1990
Square Footage2,098 sqft Living Area
Lot Size67,082 sqft (1.54 acres)
OccupancyOwner Occupied
Last Sale$750,000 (2020)
Tax Bill$9,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN21000000020A
Alternative APNs
  • READ M:012.0-0000-0024.0
  • M:012.0=0000=0024.0
  • 210000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,098 sqft Living Area
Gross Area3,388 sqft Gross Area
Basement Area1,012 sqft Basement
Unfinished Basement810 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1990
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area67,082 sqft (1.54 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number21000000020A
Street Address79 CROSS ST
CityREADING
StateMA
Zip01867-3638
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionREADING MA
Minor Civil DivisionREADING
Census Blockgroup3
Census Block3008
Census Tract334400

Owner

Source: Middlesex County and Reading Town records · APN 21000000020A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address79 CROSS ST, READING, MA 01867-3638
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2021Quit Claim Deed, Transfer
Quitclaim Document
Oct 30, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO
Jul 12, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Doc Number20201838
Deed Book / Page76046 / 225
Last Transfer DateJun 03, 2021
Transfer Doc77934-163
Record RefreshedSep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJun 03, 2021
Property Address79 CROSS ST, READING, MA 01867-3638
Document Number077934-163
Book / Page77934 / 163
Instrument DateJun 03, 2021
Instrument126342
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 CROSS ST, READING, MA 01867-3638

October 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionREADING MA
Recording DateOct 30, 2020
Property Address79 CROSS ST, READING, MA 01867-3638
Document Number76046-225
Book / Page76046 / 225
Instrument DateOct 30, 2020
Instrument201838
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 CROSS ST, READING, MA 01867-3638

Mortgage

Document Number201839
DateOct 30, 2020
Instrument201839
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJul 12, 2017
Property Address79 CROSS ST, READING, MA 01867-3638
Document Number69591-458
Book / Page069591 / 000458
Instrument DateJun 29, 2017
Instrument108408
Transaction TypeTransfer
Record UpdatedAug 01, 2017

Transaction

AmountAmount Recorded
Tax$2,918.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 CROSS ST READING MA 018673638, READING, MA 01867-3638

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,948.00 (+3.06%)$873,400 (+6.05%) Land $486,800 Building $386,600$913,995 (+7.34%)
2024$9,653.00 (-2.26%)$823,600 (+5%) Land $459,000 Building $364,600$851,485
2023$9,876.00$784,400 Land $437,100 Building $347,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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