Middlesex County and Reading Town property record for 65 Cross St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,315 sqft Living Area |
| Lot Size | 22,115 sqft (0.508 acres) |
| Garage | Basement |
| Last Sale | $266,000 (2000) |
| Tax Bill | $9,304.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:012.0-0000-0027.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 65 CROSS ST, READING, MA 01867-3638 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Irrevocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2000 · Amount on Record |
| Deed Sale | Nov 15, 2000 · Amount on Record |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0082827-59 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 65 CROSS ST, READING, MA 01867-3638 |
| Document Number | 70434-462 |
| Book / Page | 070434 / 000462 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70434-462 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 070434/000462 |
| Instrument | 8669 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 25, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,304.00 (+3.07%) | $816,900 (+6.06%) Land $462,700 Building $354,200 | $790,210 (+3.57%) |
| 2024 | $9,027.00 (-2.27%) | $770,200 (+4.97%) Land $436,200 Building $334,000 | $762,945 |
| 2023 | $9,237.00 | $733,700 Land $415,500 Building $318,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:012.0-0000-0027.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,315 sqft Living Area |
| Gross Area | 3,535 sqft Gross Area |
| Basement Area | 1,452 sqft Basement |
| Unfinished Basement | 871 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 22,115 sqft (0.508 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 210000000240 |
|---|---|
| Street Address | 65 CROSS ST |
| City | READING |
| State | MA |
| Zip | 01867-3638 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 334400 |
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