79 Cottage Ct, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 79 Cottage Ct, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,356 sqft · built 1949
Lot Size	0.313 acres (13,639 sqft)
Owner	Individual Name on Record
Last Sale	$617,000 (Dec 2014)
Tax Bill	$25,835 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00011-04-00094`

Property Details

APN / Parcel Number

Primary APN	`11-00011-04-00094`
Alternative APNs	`1100011000400094` `01167`

Interior

Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	13,639 sqft (0.313 acres)
Lot Dimensions	110 ft deep x 124 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01167
Street Address	79 COTTAGE CT
City	MAPLEWOOD
State	NJ
Zip	07040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	124X110 95
Legal Subdivision	INCL
Legal Block	11.4
Legal Lot Number	94
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1012
Census Tract	19900

Owner

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 COTTAGE CT, MAPLEWOOD, NJ 07040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on Record
Deed Sale	Dec 16, 2014 · Amount on Record
Prior Sale	Jun 12, 2007 · Amount on Record
Deed Book / Page	12530 / 9735
Prior Transfer Date	Nov 28, 2003
Prior Transfer Doc	6028000217
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	79 COTTAGE CT, MAPLEWOOD, NJ 07040
Document Number	0000063721
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 COTTAGE CT MAPLEWOOD NJ 07040, MAPLEWOOD, NJ 07040

Mortgage

Document Number	0000063721
Date	Jul 10, 2020
Instrument	63721

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2035

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,076,000 (-) Land $518,600 Building $557,400	$1,076,000 (-) Land $518,600 Building $557,400
2025	$25,835.00 (+3.81%)	$1,076,000 (+63.3%) Land $518,600 Building $557,400	$1,076,000 (+63.3%) Land $518,600 Building $557,400
2024	$24,887.00 (+7.12%)
2023		$658,900 Land $365,000 Building $293,900	$658,900 Land $365,000 Building $293,900
2022	$23,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	28 (1978–2021)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20