Essex County and Maplewood Township property record for 3 Cottage Ct, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,142 sqft · built 1945 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jul 2014) |
| Tax Bill | $27,381 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00011-04-00092 |
| Primary APN | 11-00011-04-00092 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,142 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 01165 |
|---|---|
| Street Address | 3 COTTAGE CT |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 50X110 |
| Legal Block | 11.4 |
| Legal Lot Number | 92 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 19900 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 COTTAGE CT, MAPLEWOOD, NJ 07040-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2014 · Amount on Record |
| Deed Sale | Jul 20, 2014 · Amount on Record |
| Prior Sale | May 29, 1992 |
| Deed Book / Page | 12507 / 372 |
| Prior Transfer Date | May 22, 1992 |
| Prior Transfer Doc | 5213000009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 3 COTTAGE CT, MAPLEWOOD, NJ 07040-2515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 2021072051 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021072051 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140,400 (-) Land $574,500 Building $565,900 | $1,140,400 (-) Land $574,500 Building $565,900 | |
| 2025 | $27,381.00 (+3.81%) | $1,140,400 (+89.62%) Land $574,500 Building $565,900 | $1,140,400 (+89.62%) Land $574,500 Building $565,900 |
| 2024 | $26,377.00 (+24.39%) | ||
| 2023 | $601,400 Land $325,500 Building $275,900 | $601,400 Land $325,500 Building $275,900 | |
| 2022 | $21,205.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 28 (1978–2021) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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