Otsego County and Oneonta City property record for 79 Chestnut St, Oneonta, NY 13820 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1981 |
| Square Footage | 3,258 sqft Total Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | Detached, 288 sqft |
| Last Sale | $180,000 (2026) |
| Tax Bill | $18,837.00 (2025) |
| Primary APN | 361200 300.5-4-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,258 sqft Total Area |
| 1st Floor | 1,629 sqft 1st Floor |
| 2nd Floor | 1,629 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 165 ft x 77 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 288 sqft Garage |
| Porch Area | 84 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 3985 |
|---|---|
| Street Address | 79 CHESTNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 4 |
| Legal Lot Number | 34.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-4-34
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 81 CHESTNUT ST, ONEONTA, NY 13820-2410 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USNY BK |
| Oct 24, 2019 | Loan Modification, Mortgage · Conventional Mortgage USNY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2012 · Amount on Record |
| Deed Doc Number | 20263283 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 22, 2026 |
| Property Address | 79 CHESTNUT ST, ONEONTA, NY 13820-2410 |
| Document Number | 0000003283 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20263283 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 CHESTNUT ST, ONEONTA, NY 13820-2410 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 79 CHESTNUT ST, ONEONTA, NY 13820-2410 |
| Document Number | 0000005193 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 79 CHESTNUT ST ONEONTA NY 138202410, ONEONTA, NY 13820-2410 |
| Document Number | 0000005193 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 5193 |
| Name | USNY BK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 79 CHESTNUT ST, ONEONTA, NY 13820-2410 |
| Document Number | 0000005194 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 79 CHESTNUT ST ONEONTA NY 138202410, ONEONTA, NY 13820-2410 |
| Document Number | 0000005194 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 5194 |
| Name | USNY BK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 04, 2044 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,837.00 | $180,000 (-) Land $23,700 Building $156,300 | $253,521 (+14.08%) Land $33,380 Building $220,141 |
| 2023 | $180,000 Land $23,700 Building $156,300 | $222,222 Land $29,259 Building $192,963 |
79 Chestnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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