75 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 75 Chestnut St, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property TypeOffice Building
Details3,996 sqft · built 1972
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$380,000 (Nov 2025)
Tax Bill$10,076 (2025)
Deeds & MortgagesNov 2025 Sale
Apr 2023 Refinance
Flood ZoneZone X (minimal risk)
APN361200 300.5-5-1

Property Details

APN / Parcel Number

Primary APN361200 300.5-5-1
Alternative APNs
  • 120030000500050010000000
  • 3911 0457

Interior

Units4 Units
Stories2 Stories
Building Area3,996 sqft Gross Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1981
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions92 ft deep x 67 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 0457
Street Address75 CHESTNUT ST
CityONEONTA
StateNY
Zip13820-2422
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Block5
Legal Lot Number1.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2018
Census Tract591100

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-5-1

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address155 PEEBLES HILL RD, ONEONTA, NY 13820-4103
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Warranty Deed, Transfer
Apr 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WAYNE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleJun 12, 1997 · Amount on Record
Deed Document Number20254417
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateNov 03, 2025
Property Address75 CHESTNUT ST, ONEONTA, NY 13820-2422
Document Number0000000417
Instrument DateOct 23, 2025
Instrument2025-4417
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 PEEBLES HILL RD, ONEONTA, NY 13820-4103

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address75 CHESTNUT ST, ONEONTA, NY 13820-2422
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000600
DateApr 27, 2023
Instrument2023-1600
Lender
NameWAYNE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,076.00 (+5.33%)$265,000 (-) Land $26,500 Building $238,500$373,239 (+8.45%) Land $37,324 Building $335,915
2024$9,566.00$265,000 (-) Land $26,500 Building $238,500$344,156 (+5.2%) Land $34,416 Building $309,740
2023$265,000 Land $26,500 Building $238,500$327,160 Land $32,716 Building $294,444

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chestnut St

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