Middlesex County and Acton Town property record for 79 Charter Rd, Acton, MA 01720 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1950 |
| Square Footage | 2,652 sqft Living Area |
| Lot Size | 32,847 sqft (0.754 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,205,000 (2026) |
| Tax Bill | $16,056.00 (2025) |
| Primary APN | ACTO M:00E3 B:0092 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,652 sqft Living Area |
| Gross Area | 4,890 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 32,847 sqft (0.754 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 79 CHARTER RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | PLAN 6690C |
| Legal Block | 92 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00E3 B:0092 L:0000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 19, 2026 | Quit Claim Arm's Length for NE States, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage MAIN STREET BANK (MA) |
| Feb 20, 2020 | Deed of Trust, Mortgage · Balloon Payment CAMBRIDGE TRUST CO |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2023 · Amount on Record |
| Deed Doc Number | 20261996213 |
| Prior Transfer Date | Feb 28, 2025 |
| Prior Transfer Doc | 0001973238 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Mar 19, 2026 |
| Property Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Document Number | 0001996213 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 1996213 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Document Number | 0001996216 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 1996216 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 15, 2023 |
| Property Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Document Number | 0001942598 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 1942598 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Document Number | 0001942599 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 1942599 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Sep 01, 2028 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74155-250 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 74155/250 |
| Instrument | 24932 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 79 CHARTER RD, ACTON, MA 01720-3001 |
| Document Number | 0000031282 |
| Instrument Date | Dec 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 79 CHARTER RD ACTON MA 017203001, ACTON, MA 01720-3001 |
| Document Number | 0000031282 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 31282 |
| Name | CAMBRIDGE TR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2049 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,056.00 (+7.3%) | $936,200 (+4.3%) Land $324,500 Building $611,700 | $1,128,695 (+15.13%) |
| 2024 | $14,963.00 (+2.37%) | $897,600 (+7.83%) Land $324,500 Building $573,100 | $980,400 |
| 2023 | $14,617.00 | $832,400 Land $295,000 Building $537,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk to Homes | Low 20th percentile nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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