Middlesex County and Arlington Town property record for 79 Charles St, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,428 sqft · built 2025 |
| Lot Size | 0.196 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,065,000 (Oct 2025) |
| Tax Bill | $17,352 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Oct 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56245 |
| Primary APN | 56245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 4,650 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.196 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 56245 |
|---|---|
| Street Address | 79 CHARLES ST |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 8 |
| Census Block | 8009 |
| Census Tract | 356400 |
79 Charles St is owned and occupied by two individuals who bought it in October 2025.
Source: Middlesex County and Arlington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 CHARLES ST, ARLINGTON, MA 02474-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LENDSURE MORTGAGE CORP |
| Nov 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Oct 15, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Prior Sale | Apr 24, 1992 · Amount on File |
| Deed Document Number | 2025124899 |
| Deed Book / Page | 84737 / 228 |
| Prior Transfer Date | Oct 14, 2025 |
| Prior Transfer Doc | 084737-228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 79 CHARLES ST, ARLINGTON, MA 02474-2828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079974-225 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 79974/225 |
| Instrument | 55692 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 79 CHARLES ST, ARLINGTON, MA 02474-2828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083361-353 |
|---|---|
| Date | Oct 17, 2024 |
| Book Page | 83361/353 |
| Instrument | 117973 |
| Name | LENDSURE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 79 CHARLES ST, ARLINGTON, MA 02474-2828 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083493-557 |
|---|---|
| Date | Nov 20, 2024 |
| Book Page | 83493/557 |
| Instrument | 132816 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Recording Date | Oct 15, 2025 |
| Property Address | 79 CHARLES ST, ARLINGTON, MA 02474-2828 |
| Document Number | 084737-228 |
| Book / Page | 84737 / 228 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 124899 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 CHARLES ST, ARLINGTON, MA 02474-2828 |
| Document Number | 0000124900 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 124900 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 79 Charles St was $17,352, up 74.5% from the year before.
Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,352.00 (+74.5%) | $1,626,200 (+76.13%) Land $554,200 Building $1,072,000 | $1,231,057 (-42.08%) |
| 2025 | $9,944.00 (+6.26%) | $923,300 (+4.48%) Land $554,200 Building $369,100 | $2,125,530 (+147.42%) |
| 2024 | $9,358.00 (+7.23%) | $883,700 (+13.51%) Land $547,400 Building $336,300 | $859,085 |
| 2023 | $8,727.00 | $778,500 Land $493,400 Building $285,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 79 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 79 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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