Middlesex County and Arlington Town property record for 76 Charles St, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,956 sqft · built 1929 |
| Lot Size | 0.09 acres (3,933 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Aug 2022) |
| Tax Bill | $10,619 (2026) |
| Deeds & Mortgages | May 2021 Refinance Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58083 |
| Primary APN | 58083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,956 sqft Living Area |
| Gross Area | 3,104 sqft |
| Basement Area | 1,038 sqft |
| Unfinished Basement | 1,038 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,933 sqft (0.09 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 58083 |
|---|---|
| Street Address | 76 CHARLES ST |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-2830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 7 |
| Census Block | 7010 |
| Census Tract | 356400 |
76 Charles St is owned and occupied by two individuals who bought it in August 2022.
Source: Middlesex County and Arlington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 CHARLES ST, ARLINGTON, MA 02474-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Aug 26, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | Jun 12, 2015 · Amount on File |
| Deed Book / Page | 80636 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 76 CHARLES ST, ARLINGTON, MA 02474-2830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077807-439 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 77807/439 |
| Instrument | 113535 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Recording Date | Aug 26, 2022 |
| Property Address | 76 CHARLES ST, ARLINGTON, MA 02474-2830 |
| Document Number | 080636-103 |
| Book / Page | 80636 / 103 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 131362 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 76 CHARLES ST, ARLINGTON, MA 02474-2830 |
| Document Number | 0000131363 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 131363 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 76 Charles St was $10,619, up 1.5% from the year before.
Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,619.00 (+1.54%) | $995,200 (+2.49%) Land $441,200 Building $554,000 | $1,146,261 |
| 2025 | $10,458.00 (+6.85%) | $971,000 (+5.05%) Land $441,200 Building $529,800 | |
| 2024 | $9,788.00 (+4.11%) | $924,300 (+10.21%) Land $435,800 Building $488,500 | |
| 2023 | $9,402.00 | $838,700 Land $392,700 Building $446,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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