79 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 79 Cedar St, Belfast, ME 04915

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,152 sqft
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$293,800 (Apr 2011)
Tax Bill$8,244 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNBELF M:037 L:243

Property Details

APN / Parcel Number

Primary APNBELF M:037 L:243
Alternative APN
  • 3066

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area

Exterior

Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number3066
Street Address79 CEDAR ST
CityBELFAST
StateME
Zip04915-6212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number243
JurisdictionBELFAST ME
Township / Civil DivisionBELFAST
Census Block Group4
Census Block4021
Census Tract43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Belfast Historic District (Additional Documentation)
listed 1986 · 69 contributing resources · NRIS 86002733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address79 CEDAR ST, BELFAST, ME 04915-6212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2011 · Amount on Record
Deed SaleApr 5, 2011 · Amount on Record
Prior SaleJul 11, 2005 · Amount on Record
Deed Document Number20112753
Deed Book / Page3534 / 326
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELFAST ME
Property Address79 CEDAR ST, BELFAST, ME 04915-6212
Document Number0045370218
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 CEDAR ST BELFAST ME 049156212, BELFAST, ME 04915-6212

Mortgage

Document Number0045370218
DateAug 31, 2020
Book Page004537/000218
Instrument8102
Lender
NameBANGOR SVGS BK
TypeFederal Savings Bank
AddressBANGOR, ME 04402-0400
Agreement
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
MunicipalityBelfast City
Unified School DistrictRegional School Unit 71 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,244.00 (+6.11%)$504,500 (-) Land $161,400 Building $343,100
2024$7,769.00 (+29.1%)$504,500 (+68.5%) Land $161,400 Building $343,100
2023$6,018.00 (-2.29%)$299,400 (+4.03%) Land $87,200 Building $212,200
2022$6,159.00$287,800 Land $87,200 Building $200,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2009–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims
  • Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELFAST WATER DISTRICT
serves 5,698 people · EPA ID ME0090140
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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