72 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 72 Cedar St, Belfast, ME 04915

Property Summary

Property Type	Duplex
Details	2 ba · 1,376 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,783 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:037 L:216`

Property Details

APN / Parcel Number

Primary APN	`BELF M:037 L:216`
Alternative APN	`3037`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,376 sqft Living Area

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3037
Street Address	72 CEDAR ST
City	BELFAST
State	ME
Zip	04915-6209
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	216
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3049
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 CEDAR ST, BELFAST, ME 04915-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit BANGOR FEDERAL CREDIT UNION
Feb 5, 2020	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Recording Date	Sep 3, 2026
Property Address	72 CEDAR ST, BELFAST, ME 04915-6209
Document Number	0000007518
Book / Page	5265 / 252
Instrument Date	Aug 25, 2026
Instrument	20267518
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CEDAR ST, BELFAST, ME 04915-6209

Mortgage

Document Number	0000007518,
Date	Sep 3, 2026
Book Page	5265/252
Instrument	20267518

Lender

Name	BANGOR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	72 CEDAR ST, BELFAST, ME 04915-6209
Document Number	0044680174
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 CEDAR ST BELFAST ME 049156209, BELFAST, ME 04915-6209

Mortgage

Document Number	0044680174
Date	Feb 12, 2020
Book Page	004468/000174
Instrument	1311

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2035

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,783.00 (+7.38%)	$537,500 (+1.21%) Land $166,200 Building $371,300
2024	$8,179.00 (+12.1%)	$531,100 (+46.31%) Land $166,200 Building $364,900
2023	$7,296.00 (-3.15%)	$363,000 (+3.13%) Land $93,800 Building $269,200
2022	$7,533.00	$352,000 Land $93,800 Building $258,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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