79 Cedar Post Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 79 Cedar Post Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,238 sqft · built 2016
Lot Size	0.078 acres (3,393 sqft)
Owner	Company Name on Record
Last Sale	$2,650,000 (May 2026)
Tax Bill	$20,733 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-3S-20-34350-004-0090`

Property Details

APN / Parcel Number

Primary APN	`02-3S-20-34350-004-0090`
Alternative APNs	`02-320-34350-004-0090` `1004006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,238 sqft Living Area
Gross Area	4,393 sqft
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,393 sqft (0.078 acres)
Lot Dimensions	79 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	631 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	79 CEDAR POST RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 9 BLK 4 DRAPER LAKE S/D PB 16-7 OR 2624-191 OR 2625-3903 OR 2963-1722 OR 3040-100 OR 3171-2677 OR 3287-107
Legal Range	020
Legal Township	03S
Legal Section	02
Legal Subdivision	DRAPER LAKE
Legal Block	4
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1034
Census Tract	950606

Owner

Source: Walton County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 S SHEEKS DR, MOUNTAIN HOME, AR 72653-4184
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Apr 20, 2023	Warranty Deed, Transfer · Line of Credit SOUTH STATE BANK NA
Dec 1, 2020	Warranty Deed, Transfer PRATT AYCOCK TITLE LLC
May 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 15, 2016	Loan Modification, Mortgage HANCOCK BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	202620649
Deed Book / Page	3399 / 151
Prior Transfer Date	Dec 14, 2016
Prior Transfer Doc	0030400100
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 20, 2026
Property Address	79 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0000020649
Book / Page	3399 / 151
Instrument Date	May 20, 2026
Instrument	202620649
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Tax	$1,873,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	100 S SHEEKS DR, MOUNTAIN HOME, AR 72653-4184

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 20, 2023
Property Address	79 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0032870107
Book / Page	3287 / 107
Map Reference	MB 16 PG 7&7A-7B
Instrument Date	Apr 18, 2023
Instrument	20230013622
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MAPLE ST, CARROLLTON, GA 30117-4101

Mortgage

Document Number	0003287110
Date	Apr 20, 2023
Instrument	3287/110

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 1, 2020
Property Address	79 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0031712677
Book / Page	003171 / 002677
Instrument Date	Nov 30, 2020
Instrument	49241
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	PRATT AYCOCK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$8,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	214 SYCAMORE ST #502 EVANSVILLE IN 477081231, 502, EVANSVILLE, IN 47708-1231

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 1, 2017
Property Address	79 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0030400100
Book / Page	003040 / 000100
Instrument Date	Dec 14, 2016
Instrument	13844
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 CEDAR POST RD SANTA ROSA BEACH FL 324597511, SANTA ROSA BEACH, FL 32459-7511

June 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	79 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0030463885
Instrument Date	Jun 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 CEDAR POST RD SANTA ROSA BEACH FL 324597511, SANTA ROSA BEACH, FL 32459-7511

Mortgage

Document Number	0030463885
Date	Jul 14, 2017
Book Page	003046/003885
Instrument	23083

Lender

Name	HANCOCK BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jul 13, 2045

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,733.00 (+1.58%)	$2,294,577 (+1.84%) Land $480,000 Building $1,814,577	$2,294,577 (+1.84%) Land $480,000 Building $1,814,577
2024	$20,411.00 (+105.38%)
2023	$9,938.00 (+1.09%) Homeowner's exemption	$2,253,056 (+18.67%) Land $420,000 Building $1,833,056	$2,253,056 (+18.67%) Land $420,000 Building $1,833,056
2022	$9,831.00 Homeowner's exemption	$1,898,572 Land $291,375 Building $1,607,197	$1,898,572 Land $291,375 Building $1,607,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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