53 Cedar Post Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 53 Cedar Post Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,644 sqft · built 2014
Lot Size	0.103 acres (4,482 sqft)
Owner	Company Name on Record
Last Sale	$1,189,800 (Mar 2020)
Tax Bill	$15,706 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-3S-20-34350-009-0010`

Property Details

APN / Parcel Number

Primary APN	`02-3S-20-34350-009-0010`
Alternative APNs	`02-320-34350-009-0010` `1004032`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,470 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,482 sqft (0.103 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	992 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	53 CEDAR POST RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 1 BLK 9 DRAPER LAKE S/D PB 16-7 OR 2622-4208 OR 2625-3965 OR 2878-3082 OR 3135-1255 OR 3173-2131
Legal Range	020
Legal Township	03S
Legal Section	02
Legal Subdivision	DRAPER LAKE
Legal Block	9
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1023
Census Tract	950606

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3 VOORHEES DR, CINCINNATI, OH 45243-3741
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Dec 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 4, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Prior Sale	Nov 30, 2011 · Amount on Record
Deed Document Number	20207854
Deed Book / Page	3135 / 1255
Last Transfer Date	Dec 3, 2020
Transfer Doc	0031732131
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	53 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031214898
Date	Oct 24, 2019
Book Page	3121/4898
Instrument	20190037140

Lender

Name	WHITNEY BANK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2020
Property Address	53 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0031732131
Book / Page	003173 / 002131
Instrument Date	Dec 3, 2020
Instrument	51386
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 VOORHEES DR CINCINNATI OH 452433741, CINCINNATI, OH 45243-3741

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 4, 2020
Property Address	53 CEDAR POST RD, SANTA ROSA BEACH, FL 32459-7511
Document Number	0031351255
Book / Page	003135 / 001255
Instrument Date	Feb 28, 2020
Instrument	7854
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$8,329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9825 CUNNINGHAM RD CINCINNATI OH 452431625, CINCINNATI, OH 45243-1625

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,706.00 (+4.6%)	$2,011,092 (+1.5%) Land $525,000 Building $1,486,092	$2,011,092 (+1.5%) Land $525,000 Building $1,486,092
2024	$15,016.00 (+4.29%)
2023	$14,398.00 (+9.47%)	$1,981,410 (+13.29%) Land $480,000 Building $1,501,410	$1,981,410 (+13.29%) Land $480,000 Building $1,501,410
2022	$13,152.00	$1,748,983 Land $432,900 Building $1,316,083	$1,748,983 Land $432,900 Building $1,316,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 413 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	725 units insured incl. 312 condo units
Nearby Flood Claims	12 (2005–2025)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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