79 Asher Ln, Etowah, NC 28729 Property Records

Henderson County property record for 79 Asher Ln, Etowah, NC 28729

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,565 sqft · built 2018
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2022)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9528552075`

Property Details

APN / Parcel Number

Primary APN	`9528552075`
Alternative APN	`1018843`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,565 sqft Heated Area
1st Floor Area	1,565 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	25,700 sqft (0.59 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1018843
Street Address	79 ASHER LN
City	ETOWAH
State	NC
Zip	28729-0078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1018843~R2
Legal Description	WATERS EDGE LO35 PH5 PL2016-10140
Legal Subdivision	WATERS EDGE SUBDIVISION
Legal Phase	5
Legal Block	55
Legal Lot Number	2075
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3012
Census Tract	930703

Owner

Source: Henderson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	79 ASHER LN, ETOWAH, NC 28729-0078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Sep 6, 2018	Warranty Deed, Subdivision Related Transfer
Nov 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRUPOINT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	2022986856
Deed Book / Page	3965 / 254
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 20, 2022
Property Address	79 ASHER LN, ETOWAH, NC 28729-0078
Document Number	0039650254
Book / Page	3965 / 254
Map Reference	SL 10140
Instrument Date	Sep 19, 2022
Instrument	986856
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 SEASONS CIR, 352, FLETCHER, NC 28732-0225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 FAIRWINDS DR, HENDERSONVILLE, NC 28791-8734

Mortgage

Document Number	0000986857
Date	Sep 20, 2022
Instrument	986857

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	79 ASHER LN, ETOWAH, NC 28729-0078
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038650702
Date	Feb 8, 2022
Book Page	3865/702
Instrument	973179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	79 ASHER LN, ETOWAH, NC 28729-0078
Document Number	0033470235
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 ASHER LN ETOWAH NC 287290078, ETOWAH, NC 28729-0078

Mortgage

Document Number	0033470235
Date	Jun 14, 2019
Book Page	003347/000235
Instrument	905384

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Sep 6, 2018
Property Address	79 ASHER LN, ETOWAH, NC 28729-0078
Document Number	0032450160
Book / Page	3245 / 160
Instrument Date	Aug 31, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 ASHER LN, ETOWAH, NC 28729-0078

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 21, 2017
Property Address	79 ASHER LN, ETOWAH, NC 28729-0078
Document Number	0031320166
Book / Page	003132 / 000166
Instrument Date	Nov 21, 2017
Instrument	874224
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	312 VISTA FALLS RD MILLS RIVER NC 287597414, MILLS RIVER, NC 28759-7414

Mortgage

Document Number	31320166
Date	Nov 21, 2017
Book Page	003132/000166
Instrument	874224

Lender

Name	TRUPOINT BK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,700 (-) Land $85,000 Building $355,700
2025	$2,406.00
2023		$440,700 Land $85,000 Building $355,700	$440,700 Land $85,000 Building $355,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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