Henderson County property record for 38 Asher Ln, Etowah, NC 28729
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,907 sqft · built 2017 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,000 (Jul 2024) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9528550332 |
| Primary APN | 9528550332 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,907 sqft Heated Area |
| 1st Floor Area | 1,907 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1018854 |
|---|---|
| Street Address | 38 ASHER LN |
| City | ETOWAH |
| State | NC |
| Zip | 28729-0078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1018854~R2 |
| Legal Description | BOUNDARY SURVEY 0.94 ACRES LO44 PH5 PL2024-15701 |
| Legal Subdivision | WATERS EDGE |
| Legal Phase | 5 |
| Legal Block | 55 |
| Legal Lot Number | 332 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 930703 |
38 Asher Ln is owned by an individual who bought it in July 2024.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 WATERFORD DR, MILLS RIVER, NC 28759-9674 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on File |
| Deed Sale | Jul 2, 2024 · Amount on File |
| Prior Sale | May 24, 2017 · Amount on File |
| Deed Document Number | 20241016745 |
| Deed Book / Page | 4182 / 443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 38 ASHER LN, ETOWAH, NC 28729-0078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 38 ASHER LN, ETOWAH, NC 28729-0078 |
| Document Number | 0041310637 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 4131/637 |
| Instrument | 1001010002 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 38 ASHER LN, ETOWAH, NC 28729-0078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030570234 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 3057/234 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2022 |
The 2025 property tax bill for 38 Asher Ln was $2,722.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,600 Land $79,900 Building $418,700 | ||
| 2025 | $2,722.00 | ||
| 2023 | $503,700 Land $85,000 Building $418,700 | $498,600 Land $79,900 Building $418,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Asher Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Asher Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Vyve Broadband.
5G (outdoors only) and 4G LTE
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