78971 Lower Rd, Freeport, OH 43973 Property Records

Harrison County property record for 78971 Lower Rd, Freeport, OH 43973

Property Summary

Property Type	Single Family Home
Details	2 ba · 480 sqft · built 1971
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$71,680 (Oct 2020)
Tax Bill	$531 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-0000401.000`

Property Details

APN / Parcel Number

Primary APN	`22-0000401.000`

Interior

Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	480 sqft Living Area

Exterior

Year Built	Built 1971
Construction Type	Frame
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Street Address	78971 LOWER RD
City	FREEPORT
State	OH
Zip	43973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R6 T11 S26 AHS .34A 78971 LOWER RD VOL 271/4888
Jurisdiction	HARRISON OH
Township / Civil Division	NOTTINGHAM
Census Block Group	3
Census Block	3039
Census Tract	975900

Owner

Source: Harrison County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4466 MIDDLE ASPINWALL, NEW ALBANY, OH 43054-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 19, 2020	Warranty Deed, Transfer LENDERS TITLE AGENCY, LEADERS TITLE AGENCY
May 26, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
May 26, 2017	Warranty Deed, Transfer TITLE SOURCES INC, TITLE SOURCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	00271/4888
Deed Book / Page	271 / 4888
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	LOWER RD, FREEPORT, OH 43973
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	LENDERS TITLE AGENCY, LEADERS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00275/1568
Date	Jul 6, 2021
Book Page	275/1568
Instrument	202100001946

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Oct 19, 2020
Property Address	LOWER RD, FREEPORT, OH 43973
Document Number	00271/4888
Book / Page	271 / 4888
Instrument Date	Oct 2, 2020
Instrument	202000002877
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	LENDERS TITLE AGENCY, LEADERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4466 MIDDLE ASPINWALL, NEW ALBANY, OH 43054-9663

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	May 26, 2017
Property Address	LOWER RD, FREEPORT, OH 43973
Document Number	00247/2425
Book / Page	247 / 2425
Instrument Date	May 8, 2017
Instrument	201700001607
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78971 HAMILTON RIDGE RD, FREEPORT, OH 43973-9323

Mortgage

Document Number	201700001608
Date	May 26, 2017
Instrument	201700001608

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	May 26, 2017
Property Address	LOWER RD, FREEPORT, OH 43973
Document Number	00247/2420
Book / Page	247 / 2420
Instrument Date	Apr 28, 2017
Instrument	201700001606
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78971 HAMILTON RIDGE RD, FREEPORT, OH 43973-9323

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Nottingham Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$531.00 Additional exemption filed	$14,820 (-) Land $3,080 Building $11,740
2024	$531.00 (+5.78%) Additional exemption filed	$14,820 (-) Land $3,080 Building $11,740
2023	$502.00 (+6.58%) Additional exemption filed	$14,820 (+15.6%) Land $3,080 Building $11,740	$42,340 (+15.59%) Land $8,800 Building $33,540
2022	$471.00 Homeowner's exemption Additional exemption filed	$12,820 Land $3,510 Building $9,310
2020			$36,630 Land $10,030 Building $26,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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