78962 Lower Rd, Freeport, OH 43973 Property Records

Harrison County property record for 78962 Lower Rd, Freeport, OH 43973

Property Summary

Property Type	Single Family Home
Details	2 ba · 672 sqft · built 1974
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2026)
Tax Bill	$513 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jun 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-0000312.000`

Property Details

APN / Parcel Number

Primary APN	`22-0000312.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Shed	1 Shed
Shed Area	144 sqft

Location & Zoning

Street Address	78962 LOWER RD
City	FREEPORT
State	OH
Zip	43973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 TR AHS .17A S26 T11 R6 78962 LOWER RD VOL 288/3973
Legal Tract	A
Legal Lot Number	8
Jurisdiction	HARRISON OH
Township / Civil Division	NOTTINGHAM
Census Block Group	3
Census Block	3039
Census Tract	975900

Owner

Source: Harrison County records · APN 22-0000312.000

Assessment roll updated March 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1011 S CARR RD, APPLE CREEK, OH 44606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage DOVER-PHILA FCU
Jun 10, 2026	Warranty Deed, Transfer · Line of Credit FARMERS NATIONAL BANK/CANFIELD
Sep 29, 2020	Warranty Deed, Transfer OHIO REAL TITLE AGENCY LLC, OHIO REAL TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	20261879
Deed Book / Page	297 / 1186
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	00244/2007
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	78962 LOWER RD, FREEPORT, OH 43973
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	WALNUT RIDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00246/0074
Date	Mar 03, 2017
Book Page	246/0074
Instrument	201700000699

Lender

Name	DOVER-PHILA FCU
Type	Credit Union
Address	DOVER, OH 44622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Jun 10, 2026
Property Address	78962 LOWER RD, FREEPORT, OH 43973
Document Number	0000001879
Book / Page	297 / 1186
Instrument Date	Jun 04, 2026
Instrument	20261879
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001880,
Date	Jun 10, 2026
Instrument	20261880

Lender

Name	FARMERS NATIONAL BANK/CANFIELD

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Sep 29, 2020
Property Address	LOWER RD, FREEPORT, OH 43973
Document Number	00271/3433
Book / Page	271 / 3433
Instrument Date	Sep 28, 2020
Instrument	202000002618
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	OHIO REAL TITLE AGENCY LLC, OHIO REAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4393 BROWDOWN DAIRY RD NW, DOVER, OH 44622

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated March 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Nottingham Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$513.00 (+0.2%) Additional exemption filed	$14,300 (-) Land $2,460 Building $11,840
2024	$512.00 (+5.79%) Additional exemption filed	$14,300 (-) Land $2,460 Building $11,840
2023	$484.00 (+9.75%) Additional exemption filed	$14,300 (+19.07%) Land $2,460 Building $11,840	$40,860 (+19.06%) Land $7,030 Building $33,830
2022	$441.00 Additional exemption filed	$12,010 Land $2,760 Building $9,250
2020			$34,320 Land $7,890 Building $26,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Lower Rd

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