Otsego County property record for 7897 Randolph St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 3 more |
| APN | 045-110-004-009-01 |
| Primary APN | 045-110-004-009-01 |
|---|
| Lot Area | 30,056 sqft (0.69 acres) |
|---|
| Street Address | 7897 RANDOLPH ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TH SLY 3 FT OF LOT 8 AND ALL OF LOTS 9,10,15, AND 16 BLK 4 DUDLEYS ADDITION TO THE VILLAGE OF VANDER BILT 1996 SPLIT FROM |
| Legal Subdivision | DUDLEYS ADD |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 950100 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage COMMUNITY FINANCIAL CREDIT UNI |
| Sep 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION |
| Nov 15, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 16, 2023 | Personal Representative Deed, Transfer |
| Oct 31, 2019 | Deed of Trust, Mortgage · Balloon Mortgage COMMUNITY FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 |
| Deed Sale | Oct 16, 2023 |
| Deed Book / Page | 1242 / 390 |
| Last Transfer Date | Oct 18, 2023 |
| Transfer Doc | 001644/725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Document Number | 0000001691/0000000206 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 0000001691/0000000206 |
| Name | COMMUNITY FINANCIAL CREDIT UNI |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Document Number | 0000001691/0000000206 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 0000001691/0000000206 |
| Name | COMMUNITY FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Nov 15, 2023 |
| Property Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Document Number | 001644/725 |
| Book / Page | 1644 / 725 |
| Instrument Date | Oct 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Oct 16, 2023 |
| Property Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Document Number | 001242/390 |
| Book / Page | 1242 / 390 |
| Instrument Date | Oct 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7156 VEIHL RD, ONAWAY, MI 49765-8514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7897 RANDOLPH ST, VANDERBILT, MI 49795-8706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1507/579 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 1507/579 |
| Name | COMMUNITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,900 (+4.13%) | $201,800 (+4.13%) | |
| 2025 | $2,654.00 (+5.69%) | $96,900 (+8.03%) | $193,800 (+8.03%) |
| 2024 | $2,511.00 (+146.18%) | ||
| 2023 | $89,700 | $179,400 | |
| 2022 | $1,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSELL MANOR private · serves 25 people · EPA ID MI0006773 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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