Otsego County property record for 7788 Randolph St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,000 (Mar 2026) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2008 Mortgage + 7 more |
| APN | 042-026-200-040-01 |
| Primary APN | 042-026-200-040-01 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 7788 RANDOLPH ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-8708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE N1/2 OF THE FOLLOWING DESCRIBED PROPERTY; BEG 49 RDS N OF 1/4 POST BETWEEN SEC 26 & 27 TH E 16 RDS, N 20 RDS, W 16 RDS, S |
| Legal Range | 03W |
| Legal Township | 32N |
| Legal Section | 26 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 950100 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 923 PLEASANT AVE, BOYNE CITY, MI 49712-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT |
| Jul 15, 2008 | Deed of Trust, Mortgage FIFTH THIRD BANK (N MICHIGAN) |
| Nov 7, 2006 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINA |
| Aug 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT |
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINA |
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS |
| Aug 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Dec 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2022 · Amount on Record |
| Deed Book / Page | 1707 / 391 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0001587/97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8800 BRUDY RD, WOLVERINE, MI 49799-9753 |
| Document Number | 0000001609/0000000559 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 0000001609/0000000559 |
| Name | NORTHLAND AREA FEDERAL CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Jan 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7788 RANDOPH ST, VANDERBILT, MI 49795-8708 |
| Investor | Possibly a Property Investor |
| Document Number | 001176/815 |
|---|---|
| Date | Jul 15, 2008 |
| Book Page | 1176/815 |
| Name | FIFTH THIRD BANK (N MICHIGAN) |
|---|---|
| Address | 1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | CUSTOM RECORDING SOLUTIONS, CUSTOM RECORDING SOLUTION |
| Name | Verified Name |
|---|---|
| Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Investor | Possibly a Property Investor |
| Document Number | 001115/159 |
|---|---|
| Date | Nov 7, 2006 |
| Book Page | 1115/159 |
| Name | BANK OF AMERICA NA |
|---|---|
| Address | 21000 NW EVERGREEN PKWY, HILLSBORO, OR 97124 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 923 PLEASANT AVE, BOYNE CITY, MI 49712-1624 |
| Document Number | 0000001707/0000000660 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 0000001707/0000000660 |
| Name | TOWNE MORTGAGE OF THE CAROLINA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8800 BRUDY RD, WOLVERINE, MI 49799-9753 |
| Document Number | 0000001609/0000000559 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 0000001609/0000000559 |
| Name | NORTHLAND AREA FEDERAL CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Jan 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 923 PLEASANT AVE, BOYNE CITY, MI 49712-1624 |
| Document Number | 0000001707/0000000660 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 0000001707/0000000660 |
| Name | TOWNE MORTGAGE OF THE CAROLINA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Mar 25, 2026 |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Document Number | 001707/391 |
| Book / Page | 1707 / 391 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ALPINE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 PLEASANT AVE, BOYNE CITY, MI 49712-1624 |
| Document Number | 0001707660 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 1707/660 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Aug 2, 2022 |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Document Number | 001609/557 |
| Book / Page | 1609 / 557 |
| Instrument Date | Aug 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8800 BRUDY RD, WOLVERINE, MI 49799-9753 |
| Document Number | 0001609559 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 1609/559 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Jan 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Dec 10, 2021 |
| Property Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
| Document Number | 0001587/97 |
| Book / Page | 1587 / 97 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7788 RANDOLPH ST, VANDERBILT, MI 49795-8708 |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,000 (+5.7%) | $152,000 (+5.7%) | |
| 2025 | $1,341.00 (-42.77%) Homeowner's exemption | $71,900 (+24.18%) | $143,800 (+24.18%) |
| 2024 | $2,343.00 (+4.5%) | ||
| 2023 | $57,900 | $115,800 | |
| 2022 | $2,242.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 86% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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