Kootenai County property record for 7891 W Independence Ln, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,248 sqft · built 1990 |
| Lot Size | 10 acres (435,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,886 (Aug 2021) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53N04W313300 |
| Primary APN | 53N04W313300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 288 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 435,905 sqft (10 acres) |
| Pole Barn | 576 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 165873 |
|---|---|
| Street Address | 7891 W INDEPENDENCE LN |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-6751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | TAX #13518 3153N04W |
| Legal Range | 04W |
| Legal Township | 53N |
| Legal Section | 31 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 102 |
Source: Kootenai County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7891 W INDEPENDENCE LN, RATHDRUM, ID 83858-6751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU |
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Nov 2, 2012 · Amount on Record |
| Deed Document Number | 20212856332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 7891 W INDEPENDENCE LN, RATHDRUM, ID 83858-6751 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2934068000 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2934068000 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Aug 31, 2021 |
| Property Address | 7891 W INDEPENDENCE LN, RATHDRUM, ID 83858-6751 |
| Document Number | 2856332000 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2856332000 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | POINEER TITLE KOOTENAI CNTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7891 W INDEPENDENCE LN, RATHDRUM, ID 83858-6751 |
| Document Number | 2856333000 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2856333000 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 7891 W INDEPENDENCE LN, RATHDRUM, ID 83858-6751 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2641142000 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2641142000 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 (-15.3%) Homeowner's exemption | $401,283 (-19.35%) Land $242,653 Building $158,630 | $621,382 (-5.63%) Land $462,752 Building $158,630 |
| 2024 | $1,196.00 (-9.67%) | ||
| 2023 | $1,324.00 (-14.69%) Homeowner's exemption | $497,558 (+2.08%) Land $334,828 Building $162,730 | $658,448 (+1.54%) Land $495,718 Building $162,730 |
| 2022 | $1,552.00 Homeowner's exemption | $487,414 Land $324,684 Building $162,730 | $648,448 Land $485,718 Building $162,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Idaho |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER TWIN LAKES WATER COMPANY INC private · serves 227 people · EPA ID ID1280194 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Copper | 3.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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