Kootenai County property record for 7429 W Independence Ln, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,040 sqft · built 2005 |
| Lot Size | 10 acres (435,731 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,893 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53N04W314350 |
| Primary APN | 53N04W314350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,040 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 435,731 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 1,600 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 167171 |
|---|---|
| Street Address | 7429 W INDEPENDENCE LN |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-6725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAX #13627 3153N04W |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 102 |
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7429 W INDEPENDENCE LN, RATHDRUM, ID 83858-6725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Feb 4, 2020 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2015 |
| Deed Sale | Aug 17, 2015 |
| Prior Sale | Jul 29, 2011 |
| Deed Document Number | 2511153000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 7429 W INDEPENDENCE LN, RATHDRUM, ID 83858-6725 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O |
| Name | Verified Name |
|---|---|
| Address | 7429 W INDEPENDENCE LN, RATHDRUM, ID 83858-6725 |
| Document Number | 2954497000 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2954497000 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | POST FALLS, ID 83877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 7429 W INDEPENDENCE LN, RATHDRUM, ID 83858-6725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALE |
| Name | Verified Name |
|---|
| Document Number | 2816710000 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2816710000 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 7429 W INDEPENDENCE LN, RATHDRUM, ID 83858-6725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | FIRST AMERICAN TTL KOOTENAI |
| Name | Verified Name |
|---|
| Document Number | 2735079000 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 2735079000 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,893.00 (-10.63%) | $787,111 (-10.5%) Land $242,651 Building $544,460 | $1,007,157 (-3.19%) Land $462,697 Building $544,460 |
| 2024 | $3,237.00 (-7.57%) | ||
| 2023 | $3,502.00 (-0.23%) | $879,466 (+1.17%) Land $334,826 Building $544,640 | $1,040,306 (+0.97%) Land $495,666 Building $544,640 |
| 2022 | $3,510.00 | $869,322 Land $324,682 Building $544,640 | $1,030,306 Land $485,666 Building $544,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 83% of Idaho |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER TWIN LAKES WATER COMPANY INC private · serves 227 people · EPA ID ID1280194 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Copper | 3.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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