789 Thomas Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 789 Thomas Rd, Pontotoc, MS 38863

Property Summary

Property TypeMobile Home
Details1 ba · 2,432 sqft · built 2020
Lot Size31.2 acres (1,362,992 sqft)
Owner2 Individual Names on File
Tax Bill$1,149 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN143-07-000-007.12

Property Details

APN / Parcel Number

Primary APN143-07-000-007.12
Alternative APN
  • 20444

Interior

Full Baths1 Bath
Building Area2,432 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area1,362,992 sqft (31.2 acres)
Utility Building80 sqft

Location & Zoning

Account Number20444
Street Address789 THOMAS RD
CityPONTOTOC
StateMS
Zip38863-7677
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description31.29 AC SW1/4 SW1/4 20066740 12/20/06 20203299 9/8/20 662 760 1673
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group1
Census Block1062
Census Tract950102

Owner

789 Thomas Rd, a mobile home, is owned and occupied by two individuals.

Source: Pontotoc County records, as of October 30, 2025

Owner of Record2 Individual Names on File
Mailing Address789 THOMAS RD, PONTOTOC, MS 38863-7677
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address789 THOMAS RD, PONTOTOC, MS 38863-7677
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023004660
DateNov 13, 2023
Instrument2023004660
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 789 Thomas Rd was $1,149 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,149.00 Homeowner's exemption$8,991$86,081 Land $16,422 Building $69,659
2023$1,389.00 Homeowner's exemption$10,865$104,732 Land $16,590 Building $88,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 789 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 789 Thomas Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 60% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PONTOTOC WATER ASSN
public/private · serves 5,170 people · EPA ID MS0580002
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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