Pontotoc County property record for 785 Thomas Rd, Pontotoc, MS 38863
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $96 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143-07-000-007.13 |
| Primary APN | 143-07-000-007.13 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 20976 |
|---|---|
| Street Address | 785 THOMAS RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7677 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 1.00 AC SW1/4 20084689 9/17/08 20084690 9/17/08 20131798 4/3/13 20191738 5/7/19 662 361 0070 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 950102 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 785 THOMAS RD, PONTOTOC, MS 38863-7677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| May 7, 2019 | Warranty Deed, Transfer FIRST CHOICE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2019 |
| Deed Sale | May 7, 2019 |
| Deed Document Number | 2019001738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 785 THOMAS RD, PONTOTOC, MS 38863-7677 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 781 THOMAS RD, PONTOTOC, MS 38863-7677 |
| Document Number | 2023001314 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023001314 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 19 Months |
| Due | Nov 3, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | May 7, 2019 |
| Property Address | 785 THOMAS RD, PONTOTOC, MS 38863-7677 |
| Document Number | 2019001738 |
| Instrument Date | May 2, 2019 |
| Instrument | 2019001738 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 RURAL DR, BOURG, LA 70343-3419 |
| Name | Verified Name |
|---|---|
| Address | 785 THOMAS RD, PONTOTOC, MS 38863-7677 |
| Document Number | 2019001739 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019001739 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 5, 2024 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96.00 (+3,1%) | $758 (+2,932%) | $5,050 (+2,923.95%) Land $5,050 |
| 2023 | $3.00 | $25 | $167 Land $167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PONTOTOC WATER ASSN public/private · serves 5,170 people · EPA ID MS0580002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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