789 N Central Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 789 N Central Ave, Modesto, CA 95351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 1955
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,142 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-062-001-000`

Property Details

APN / Parcel Number

Primary APN	`039-062-001-000`
Alternative APNs	`0396201000` `0396201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	789 N CENTRAL AVE
City	MODESTO
State	CA
Zip	95351-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERSIDE COLONY
Legal Block	4
Legal Lot Number	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4004
Census Tract	2702

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 6, 2023	Intrafamily Transfer, Transfer
Jan 27, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 27, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020
Deed Sale	Jan 27, 2020
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	20205231
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000025062
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830

Mortgage

Document Number	0000019025
Date	Feb 26, 2021
Instrument	2021-0019025

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 6, 2023
Property Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830
Document Number	0000025062
Map Reference	VOL 2 PG 27
Instrument Date	Jun 6, 2023
Instrument	2023-0025062
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 27, 2020
Property Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830
Document Number	0000005231
Instrument Date	Jan 17, 2020
Instrument	5231
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	789 N CENTRAL AVE MODESTO CA 953514830, MODESTO, CA 95351-4830

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 27, 2020
Property Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830
Document Number	0000005230
Map Reference	VOL 2 PG 27
Instrument Date	Jan 17, 2020
Instrument	2020-0005230
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 N CENTRAL AVE, MODESTO, CA 95351-4830

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,142.00 Homeowner's exemption	$368,115 (+2%) Land $133,859 Building $234,256
2025	$4,142.00 (+9.29%) Homeowner's exemption	$360,898 (+4.04%) Land $131,235 Building $229,663
2023	$3,790.00 (-0.79%)	$346,886 Land $126,140 Building $220,746
2022	$3,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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