Monroe County property record for 789 Ida Center Rd, Ida, MI 48140
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 754 sqft |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $709 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-013-014-00 |
| Primary APN | 08-013-014-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 754 sqft Living Area |
| 1st Floor Area | 754 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 47,480 sqft (1.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 789 IDA CENTER RD |
|---|---|
| City | IDA |
| State | MI |
| Zip | 48140-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | 1628-0742 SEC 13 T7S R7E 1.086 A COM AT THE SE COR AS POB TH S 87 DEG 32'17"W 108 FT ALG CL OF IDA CENTER RD TH N 0 DEG E |
| Legal Range | 07E |
| Legal Township | 07S |
| Legal Section | 13 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | IDA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 832800 |
789 Ida Center Rd is owned by a company that acquired it in July 2024 and is owner-occupied.
Source: Monroe County records, as of September 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 789 IDA CENTER RD, IDA, MI 48140-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Dec 1, 2021 | Deed of Trust, Mortgage FIRST MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2024 |
| Transfer Doc | 0000010541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 7, 2026 |
| Property Address | 789 IDA CENTER RD, IDA, MI 48140-9786 |
| Document Number | 0000013794 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202613794 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 789 IDA CENTER RD, IDA, MI 48140-9786 |
| Document Number | 0000013794, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202613794 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 789 IDA CENTER RD, IDA, MI 48140-9786 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 789 IDA CENTER RD, IDA, MI 48140-9786 |
| Document Number | 0000030609 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021R30609 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | IDA, MI 48140 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Dec 13, 2041 |
The 2025 property tax bill for 789 Ida Center Rd was $709 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ida Township |
| Unified School District | Ida Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,900 Land $50,900 | $101,800 Land $101,800 | |
| 2025 | $709.00 Homeowner's exemption | ||
| 2023 | $547.00 Homeowner's exemption | $33,700 | $67,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 789 Ida Center Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 789 Ida Center Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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