Monroe County property record for 637 Ida Center Rd, Ida, MI 48140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,771 sqft · built 1900 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 1997) |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-024-003-00 |
| Primary APN | 08-024-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 637 IDA CENTER RD |
|---|---|
| City | IDA |
| State | MI |
| Zip | 48140-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | 2571-364 1851-832 1562-56 SEC 24 T7S R7E 1.548 AC COM AT NE COR OF SEC 24 TH S 87 DEG 33'14"W ALONG CL OF IDA CENTER RD |
| Legal Range | 07E |
| Legal Township | 07S |
| Legal Section | 24 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | IDA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 832800 |
637 Ida Center Rd is owned and occupied by two individuals who bought it in January 1997.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 IDA CENTER RD, IDA, MI 48140-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 1997 · Amount on File |
| Deed Sale | Jan 24, 1997 · Amount on File |
| Prior Transfer Date | Jan 23, 1997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 637 IDA CENTER RD, IDA, MI 48140-9786 |
| Document Number | 0000014352 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202614352 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 637 IDA CENTER RD, IDA, MI 48140-9786 |
| Document Number | 0000014352, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202614352 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 637 IDA CENTER RD, IDA, MI 48140-9786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003094 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017R03094 |
| Name | MONROE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 10, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 637 IDA CENTER RD, IDA, MI 48140-9786 |
| Document Number | 0000027482 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 637 IDA CENTER RD IDA MI 481409786, IDA, MI 48140-9786 |
| Document Number | 0000027482 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 27482 |
| Name | FIRST MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 17, 2030 |
The 2025 property tax bill for 637 Ida Center Rd was $2,021 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Ida Township |
| Unified School District | Ida Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,300 Land $129,300 | $258,600 Land $258,600 | |
| 2025 | $2,021.00 Homeowner's exemption | ||
| 2023 | $1,667.00 Homeowner's exemption | $82,000 | $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Ida Center Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 Ida Center Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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