789 Heritage Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 789 Heritage Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1975
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2026)
Tax Bill	$1,233 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-29-201-005.000-015`

Property Details

APN / Parcel Number

Primary APN	`64-06-29-201-005.000-015`
Alternative APNs	`22000052050` `22000000060` `00000986009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1975
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000986009
Old Parcel Number	22000000060
Street Address	789 HERITAGE RD
City	VALPARAISO
State	IN
Zip	46385-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME AND INSTITUTION LOT 29 BLK 1 TCCD
Legal Subdivision	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME
Legal Block	1
Legal Lot Number	29
Jurisdiction	PORTER IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3000
Census Tract	50503

Owner

789 Heritage Rd is owned and occupied by an individual who bought it in January 2026.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	789 HERITAGE RD, VALPARAISO, IN 46385-8761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2018	Warranty Deed, Transfer · FHA Mortgage CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Oct 23, 2018
Deed Document Number	2026-000863
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	789 HERITAGE RD, VALPARAISO, IN 46385-8761
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010824
Date	Apr 6, 2021
Instrument	2021-010824

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Nov 1, 2048

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jan 16, 2026
Property Address	789 HERITAGE RD, VALPARAISO, IN 46385-8761
Document Number	0000000863
Map Reference	MR N PG 184
Instrument Date	Jan 6, 2026
Instrument	2026-000863
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5591 NORTHCREEK AVE, PORTAGE, IN 46368-1586

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	789 HERITAGE RD, VALPARAISO, IN 46385-8761

Mortgage

Document Number	0000000864
Date	Jan 16, 2026
Instrument	2026-000864

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Oct 23, 2018
Property Address	789 HERITAGE RD, VALPARAISO, IN 46385-8761
Document Number	0000024454
Map Reference	MISC N PG184
Instrument Date	Oct 19, 2018
Instrument	2018-024454
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 HERITAGE RD, VALPARAISO, IN 46385-8761

Mortgage

Document Number	0000024455
Date	Oct 23, 2018
Instrument	2018-024455

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Portage Township
Unified School District	Portage Township Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,300 Land $28,900 Building $136,400	$165,300 Land $28,900 Building $136,400
2024	$1,233.00 (+7.87%)
2023	$1,143.00 (+4.38%)	$154,100 Land $27,300 Building $126,800	$154,100 Land $27,300 Building $126,800
2022	$1,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 789 Heritage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 789 Heritage Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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