787-1 Heritage Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 787-1 Heritage Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1976
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on File
Tax Bill	$1,045 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-06-29-201-006.000-015`

Property Details

APN / Parcel Number

Primary APN	`64-06-29-201-006.000-015`
Alternative APNs	`22000062250` `22000023040` `00000987375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1976
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000987375
Old Parcel Number	22000023040
Street Address	787-1 HERITAGE RD
City	VALPARAISO
State	IN
Zip	46385-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME AND INSTITUTION LOT 28 BLK 1 TCCD
Legal Subdivision	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME
Legal Block	1
Legal Lot Number	28
Jurisdiction	PORTER IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3000
Census Tract	50503

Owner

787-1 Heritage Rd is owned and occupied by an individual.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	787-1 HERITAGE RD, VALPARAISO, IN 46385-9149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Recording Date	Apr 7, 2026
Property Address	787-1 HERITAGE RD, VALPARAISO, IN 46385-9149
Document Number	0000005954
Instrument Date	Mar 27, 2026
Instrument	20265954
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787-1 HERITAGE RD, VALPARAISO, IN 46385-9149

Mortgage

Document Number	0000005954,
Date	Apr 7, 2026
Instrument	20265954

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	787-1 HERITAGE RD, VALPARAISO, IN 46385-9149
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037414
Date	Dec 13, 2021
Instrument	2021-037414

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Portage Township
Unified School District	Portage Township Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,600 Land $28,900 Building $116,700	$145,600 Land $28,900 Building $116,700
2024	$1,045.00 (+7.18%)
2023	$975.00 (+12.07%)	$136,300 Land $27,300 Building $109,000	$136,300 Land $27,300 Building $109,000
2022	$870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 787-1 Heritage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 787-1 Heritage Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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