789 7th St, Plainwell, MI 49080 Property Records

Allegan County property record for 789 7th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1994
Lot Size	11.7 acres (510,959 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2026)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Nov 2009 Reverse Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`08-016-002-00`

Property Details

APN / Parcel Number

Primary APN	`08-016-002-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	510,959 sqft (11.7 acres)
Lot Dimensions	1,002 ft deep x 510 ft wide
Garage Area	2,700 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	789 7TH ST
City	PLAINWELL
State	MI
Zip	49080-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	THAT PT NE 1/4 LYING N'LY OF CTR LIN OF GUN RIVER DRAIN SEC 16 T1N R11W. (69). 11.73 AC.
Legal Range	11W
Legal Township	01N
Legal Section	16
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1018
Census Tract	32000

Owner

Source: Allegan County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	936 S PAYNE LAKE RD, WAYLAND, MI 49348-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2009	Deed of Trust, Mortgage · Reverse Mortgage URBAN FINANCIAL GROUP
Feb 4, 2026	Intrafamily Transfer, Transfer
Feb 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF MICHIGAN
Dec 1, 2025	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Dec 1, 2025 · Amount on Record
Deed Document Number	20261737
Deed Book / Page	5108 / 445
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	004986/897
Record Updated	Sep 20, 2026

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	789 7TH ST, PLAINWELL, MI 49080-9504
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003378/808
Date	Nov 25, 2009
Book Page	3378/808

Lender

Name	URBAN FINANCIAL GROUP
Type	Mortgage Company
Address	TULSA, OK 74137

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1041 Months
Due	Aug 9, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.24%
Type Change Date	Feb 1, 2010
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	13.2%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 4, 2026
Property Address	789 7TH ST, PLAINWELL, MI 49080-9504
Document Number	005108/442
Book / Page	5108 / 442
Instrument Date	Feb 2, 2026
Instrument	2026001736
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	936 S PAYNE LAKE RD, WAYLAND, MI 49348-9062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 S PAYNE LAKE RD, WAYLAND, MI 49348-9062
Investor	Possibly a Property Investor

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 4, 2026
Property Address	789 7TH ST, PLAINWELL, MI 49080-9504
Document Number	005108/445
Book / Page	5108 / 445
Instrument Date	Feb 2, 2026
Instrument	2026001737
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	936 S PAYNE LAKE RD, WAYLAND, MI 49348-9062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 135TH AVE, WAYLAND, MI 49348-9401

Mortgage

Document Number	0005108448
Date	Feb 4, 2026
Instrument	5108/448

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 1, 2025
Property Address	789 7TH ST, PLAINWELL, MI 49080-9504
Document Number	005090/924
Book / Page	5090 / 924
Instrument Date	Nov 21, 2025
Instrument	2025019147
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,951.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7719 INNISBROOK DR, PORTAGE, MI 49024-7823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 S PAYNE LAKE RD, WAYLAND, MI 49348-9062
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,900 (-3.56%) Land $65,900 Building $91,000	$313,800 (-3.56%) Land $131,800 Building $182,000
2025	$2,470.00 (+2.75%) Homeowner's exemption	$162,700 (+51.07%) Land $51,200 Building $111,500	$325,400 (+51.07%) Land $102,400 Building $223,000
2024	$2,404.00 (+9.57%)
2023		$107,700 Land $39,500 Building $68,200	$215,400 Land $79,000 Building $136,400
2022	$2,194.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000

May also be available: Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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