786 7th St, Plainwell, MI 49080 Property Records

Allegan County property record for 786 7th St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1960
Lot Size	3.67 acres (159,996 sqft)
Owner	Individual Name on File
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2017 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-016-004-00`

Property Details

APN / Parcel Number

Primary APN	`08-016-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	159,996 sqft (3.67 acres)
Lot Dimensions	400 ft deep x 400 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	786 7TH ST
City	PLAINWELL
State	MI
Zip	49080-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT A PT IN SEC 16 WHERE THE CTR OF GUN RIVER INT. THE CTR LIN OF N & S HWY ACROSS SEC 16 AS POB TH W 400 FT ALG CTR OF SD
Legal Range	16W
Legal Township	01N
Legal Section	16
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	1
Census Block	1029
Census Tract	32000

Owner

Source: Allegan County records · APN 08-016-004-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	786 7TH ST, PLAINWELL, MI 49080-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jul 11, 2017	Deed of Trust, Mortgage · Construction Mortgage SOUTH CENTRAL BANK NA
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2015
Deed Sale	Mar 27, 2015
Deed Book / Page	3912 / 919
Last Transfer Date	Dec 21, 2015
Transfer Doc	3998/708
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	786 7TH ST, PLAINWELL, MI 49080-9504
Transaction Type	Mortgage
Record Updated	Jan 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 7TH ST, PLAINWELL, MI 49080-9504

Mortgage

Document Number	004910/622
Date	Dec 21, 2023
Book Page	4910/622
Instrument	2023018633

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	786 7TH ST, PLAINWELL, MI 49080-9504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4157/126
Date	Jul 11, 2017
Book Page	4157/126

Lender

Name	SOUTH CENTRAL BANK NA
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	786 7TH ST, PLAINWELL, MI 49080-9504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4511/753
Date	Sep 18, 2020
Book Page	4511/753

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	786 7TH ST, PLAINWELL, MI 49080-9504
Transaction Type	Mortgage
Record Updated	Dec 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4406/903
Date	Nov 27, 2019
Book Page	4406/903

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,700 (+4.65%) Land $38,400 Building $139,300	$355,400 (+4.65%) Land $76,800 Building $278,600
2025	$3,461.00 (+2.61%) Homeowner's exemption	$169,800 (+52.42%) Land $29,700 Building $140,100	$339,600 (+52.42%) Land $59,400 Building $280,200
2024	$3,373.00 (+9.73%)
2023		$111,400 Land $23,700 Building $87,700	$222,800 Land $47,400 Building $175,400
2022	$3,074.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050320001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000

May also be available: Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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