Sacramento County property record for 7889 Olive St, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,402 sqft · built 1978 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $580,000 (Jun 2025) |
| Tax Bill | $6,256 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-0095-043-0000 |
| Primary APN | 242-0095-043-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7889 OLIVE ST |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-5808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | PARCEL MAP, LOT 2 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 2 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8010 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 8, 2025 | Intrafamily Transfer, Transfer |
| Oct 29, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 29, 2021 | Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Nov 16, 2020 | Quit Claim Deed, Transfer GUARDIAN MTG |
| Sep 7, 2018 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Feb 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Book / Page | 20250617 / 716 |
| Prior Transfer Date | Mar 27, 2003 |
| Prior Transfer Doc | 2003001953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000000309 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 202311160309 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000000379 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 202306280379 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 8, 2025 |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000000842 |
| Map Reference | MB 26 PG 22 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 202510080842 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000001683 |
| Map Reference | MB 26 PG 22 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021102901683 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000001685 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021102901685 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000001684 |
| Map Reference | MB 26 PG 22 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021102901684 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 16, 2020 |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 2011161186 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2011161186 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7889 OLIVE ST FAIR OAKS CA 956285808, FAIR OAKS, CA 95628-5808 |
| Document Number | 2011161187 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2011161187 |
| Name | GUARDIAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 1809240400 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7889 OLIVE ST FAIR OAKS CA 956285808, FAIR OAKS, CA 95628-5808 |
| Document Number | 1809240400 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 1809240400 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 3, 2017 |
| Property Address | 7889 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000001177 |
| Book / Page | 170203 / 001177 |
| Instrument Date | Oct 27, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7889 OLIVE ST FAIR OAKS CA 956285808, FAIR OAKS, CA 95628-5808 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,600 (+14.94%) Land $204,000 Building $387,600 | |
| 2025 | $6,256.00 (+0.76%) | $514,683 (+4.04%) Land $286,165 Building $228,518 |
| 2024 | $6,209.00 (+3%) | |
| 2023 | $6,028.00 (+0.38%) | $494,699 Land $275,053 Building $219,646 |
| 2022 | $6,005.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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