Sacramento County property record for 7877 Olive St, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,500 sqft · built 1959 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $548,000 (Dec 2022) |
| Tax Bill | $6,854 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-0095-053-0000 |
| Primary APN | 242-0095-053-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 2,900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7877 OLIVE ST |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-5808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | W 253.92 FT OF N 188 FT OF S 321 FT OF LOT 6, BLK 15,FAIR OAKS ADDN. CONTG 1.10 AC M/L |
| Legal Subdivision | FAIR OAKS ADD |
| Legal Block | 15 |
| Legal Lot Number | 6 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 8010 |
7877 Olive St is owned and occupied by two individuals who bought it in December 2022.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7877 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 15, 2022 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on File |
| Deed Sale | Dec 15, 2022 · Amount on File |
| Deed Book / Page | 20221215 / 596 |
| Prior Transfer Date | Dec 5, 2012 |
| Prior Transfer Doc | 0000000247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 7877 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 2026001129 |
| Book / Page | 20260401 / 1129 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 7877 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 2026001129, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 20260401/1129 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 15, 2022 |
| Property Address | 7877 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000000596 |
| Map Reference | MB 3 MAP 26 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022121500596 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7877 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 0000000597 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022121500597 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 7877 OLIVE ST, FAIR OAKS, CA 95628-5808 |
| Document Number | 1706300320 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7877 OLIVE ST FAIR OAKS CA 956285808, FAIR OAKS, CA 95628-5808 |
| Document Number | 1706300320 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 1706300320 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 7877 Olive St was $6,854, up 0.8% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $581,539 (+2%) Land $174,461 Building $407,078 | |
| 2025 | $6,854.00 (+0.79%) | $570,138 Land $171,041 Building $399,097 |
| 2024 | $6,800.00 (+3.01%) | |
| 2023 | $6,601.00 (+311.28%) Homeowner's exemption | $548,000 Land $164,400 Building $383,600 |
| 2022 | $1,605.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7877 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7877 Olive St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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