Monroe County property record for 7889 Gall Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 5 ba · 2,494 sqft · built 2018 |
| Lot Size | 8.03 acres (349,787 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,277 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-15-100-007-000 |
| Primary APN | 07-15-100-007-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 2,494 sqft Living Area |
| 1st Floor Area | 2,494 sqft |
| Basement Area | 2,494 sqft |
| Unfinished Basement | 2,494 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick/Stone |
| Lot Area | 349,787 sqft (8.03 acres) |
| Garage Area | 1,144 sqft |
| Cooling System | Central |
|---|
| Street Address | 7889 GALL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOT 6A & PART TAX LOT 10A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 15 |
| Legal Lot Number | 10A,6A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7889 GALL RD, WATERLOO, IL 62298-6011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7889 GALL RD, WATERLOO, IL 62298-6011 |
| Document Number | 0000401449 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | COLUMBIA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7889 GALL RD WATERLOO IL 622986011, WATERLOO, IL 62298-6011 |
| Document Number | 0000401449 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 401449 |
| Name | COLUMBIA NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, IL 62236 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 14, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,277.00 (+7.66%) Homeowner's exemption | $210,700 (+18.59%) Land $28,740 Building $181,960 | $632,100 (+18.59%) Land $86,220 Building $545,880 |
| 2024 | $11,403.00 | ||
| 2022 | Additional exemption filed | $177,670 Land $28,740 Building $148,930 | $533,010 Land $86,220 Building $446,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
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