7883 Gall Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 7883 Gall Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,890 sqft · built 1844
Lot Size	2.51 acres (109,336 sqft)
Owner	Company Name on File
Tax Bill	$5,298 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-15-100-004-000`

Property Details

APN / Parcel Number

Primary APN	`07-15-100-004-000`
Alternative APN	`07150000000200 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,890 sqft Building Perimeter
1st Floor Area	520 sqft

Exterior

Year Built	Built 1844
Effective Year Built	Effective 1844
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	109,336 sqft (2.51 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7883 GALL RD
City	WATERLOO
State	IL
Zip	62298-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART TAX LOT 10A
Legal Range	10W
Legal Township	02S
Legal Section	15
Legal Lot Number	10A
Jurisdiction	MONROE IL
Township / Civil Division	11
Census Block Group	2
Census Block	2044
Census Tract	600402

Owner

Source: Monroe County records · APN 07-15-100-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7883 GALL RD, WATERLOO, IL 62298-6011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK
Dec 01, 2017	Trustee's Deed, Construction Loan · Line of Credit COLUMBIA NAT'L BK
Sep 27, 2017	Quit Claim Deed, Transfer COLUMBIA TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7883 GALL RD, WATERLOO, IL 62298-6011
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432517
Date	Mar 22, 2024
Instrument	432517

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Mar 12, 2033

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Dec 01, 2017
Property Address	7883 GALL RD, WATERLOO, IL 62298-6011
Instrument Date	Nov 24, 2017
Instrument	393214
Transaction Type	Construction Loan
Record Updated	Jan 03, 2018
Title Company	COLUMBIA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8007 GALL RD WATERLOO IL 622986015, WATERLOO, IL 62298-6015

Mortgage

Document Number	0000393214
Date	Dec 01, 2017
Instrument	393214

Lender

Name	COLUMBIA NAT'L BK
Type	Bank
Address	COLUMBIA, IL 62236

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.87%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Sep 27, 2017
Property Address	7883 GALL RD, WATERLOO, IL 62298-6011
Document Number	0000392128
Instrument Date	Sep 25, 2017
Instrument	392128
Transaction Type	Transfer
Record Updated	Feb 04, 2019
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8007 GALL RD WATERLOO IL 622986015, WATERLOO, IL 62298-6015

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,050 (+14.42%) Land $19,420 Building $74,630	$282,150 (+14.42%) Land $58,260 Building $223,890
2024	$5,298.00
2022	Additional exemption filed	$82,200 Land $19,420 Building $62,780	$246,600 Land $58,260 Building $188,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
HTC Holding Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 13 locations within half a mile of this property.

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