Muskegon County property record for 7886 Hancock Rd, Montague, MI 49437
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,786 sqft · built 2004 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,150 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-01-122-400-0023-10 |
| Primary APN | 61-01-122-400-0023-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Basement Area | 1,786 sqft |
| Unfinished Basement | 1,786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 49,484 sqft (1.13 acres) |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7886 HANCOCK RD |
|---|---|
| City | MONTAGUE |
| State | MI |
| Zip | 49437-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE RIVER TOWNSHIP SEC 22 T12N R18W COMM AT THE SE COR OF SEC 22; TH N 89D52'45 W 510.00 FT TO POB; TH CONT N 89D52'45 W AL |
| Legal Range | 18W |
| Legal Township | 12N |
| Legal Section | 22 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITE RIVER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 3900 |
7886 Hancock Rd is owned and occupied by two individuals.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7886 HANCOCK RD, MONTAGUE, MI 49437-9327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7886 HANCOCK RD, MONTAGUE, MI 49437-9327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7886 HANCOCK RD, MONTAGUE, MI 49437-9327 |
| Document Number | 004309/968 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 4309/968 |
| Instrument | 5775582 |
| Name | HARBORLIGHT CU |
|---|---|
| Type | Credit Union |
| Address | WHITEHALL, MI 49461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 7886 HANCOCK RD, MONTAGUE, MI 49437-9327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005689563 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 4223/864 |
| Instrument | 5689563 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 7886 Hancock Rd was $5,150 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | White River Township |
| Unified School District | Montague Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,100 (+4.34%) | $538,200 (+4.34%) | |
| 2025 | $5,150.00 Homeowner's exemption | $257,900 | $515,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7886 Hancock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985–2019) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7886 Hancock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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