Macomb County property record for 78850 McKay Rd, Bruce, MI 48065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,012 sqft · built 2001 |
| Lot Size | 6.42 acres (279,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jul 2004) |
| Tax Bill | $6,348 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-01-12-100-036 |
| Primary APN | 14-01-12-100-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 2,010 sqft |
| Basement Area | 2,010 sqft |
| Unfinished Basement | 2,010 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Lot Area | 279,699 sqft (6.42 acres) |
| Garage Type | Attached |
| Garage Area | 991 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 799 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78850 MCKAY RD |
|---|---|
| City | BRUCE TWP |
| State | MI |
| Zip | 48065-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | T5N R12E SEC 12 2005 SPLIT/COMBINE COMM AT W 1/4 COR SEC 12; TH N01*59'51"W 2258.46 FT TO POB; TH N01* 59'51"W 405.02 FT; TH N77*02'50"E 450.00 FT TO A PT ON AN INTERMEDIATE TRAVERSE LINE, SD PT BEING TRAVERSE PT A; TH N77*02'50"E 137.44 FT TO A PT I |
| Legal Range | 12E |
| Legal Township | 05N |
| Legal Section | 12 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 214000 |
78850 McKay Rd is owned and occupied by two individuals who bought it in July 2004.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78850 MCKAY RD, BRUCE TWP, MI 48065-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2004 · Amount on File |
| Deed Sale | Jul 19, 2004 · Amount on File |
| Deed Document Number | 20044163358 |
| Deed Book / Page | 15669 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 78850 MCKAY RD, BRUCE TWP, MI 48065-2125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 78850 MCKAY RD, BRUCE TWP, MI 48065-2125 |
| Document Number | 2102168039 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 27641/370 |
| Instrument | 202102168039 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 78850 McKay Rd was $6,348 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,000 | $662,000 | |
| 2025 | $6,348.00 | ||
| 2023 | $270,100 | $540,200 | |
| 2022 | $5,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78850 McKay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78850 McKay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Air Advantage Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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