Macomb County property record for 78740 McKay Rd, Bruce, MI 48065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,980 sqft · built 2002 |
| Lot Size | 5.02 acres (218,889 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,319 (2025) |
| Deeds & Mortgages | May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-12-100-037 |
| Primary APN | 14-01-12-100-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,980 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| Basement Area | 2,183 sqft |
| Unfinished Basement | 2,183 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Lot Area | 218,889 sqft (5.02 acres) |
| Garage Type | Attached |
| Garage Area | 2,585 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Type | Pool Type |
| Pool Area | 860 sqft |
| Patio Area | 1,751 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 78740 MCKAY RD |
|---|---|
| City | BRUCE TWP |
| State | MI |
| Zip | 48065-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | T5N R12E SEC 12 2005 SPLIT/COMBINE COMM AT W 1/4 COR SEC 12; TH N01*59'51"W 1928.46 FT TO POB; TH N01*59'51"W 330.00 FT; TH |
| Legal Range | 12E |
| Legal Township | 05N |
| Legal Section | 12 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | BRUCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 214000 |
78740 McKay Rd is owned and occupied by two individuals who acquired it in December 2015.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78740 MCKAY RD, BRUCE TWP, MI 48065-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2015 |
| Transfer Doc | 0000003009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 78740 MCKAY RD, BRUCE TWP, MI 48065-2124 |
| Document Number | 0000074779 |
| Book / Page | 024769 / 000807 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 78740 MCKAY RD BRUCE TWP MI 480652124, BRUCE TWP, MI 48065-2124 |
| Document Number | 0000074779 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 024769/000807 |
| Instrument | 74779 |
| Name | TRI CNTY BK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 13, 2022 |
The 2025 property tax bill for 78740 McKay Rd was $7,319 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Bruce Township |
| Unified School District | Romeo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,300 (+1.48%) | $766,600 (+1.48%) | |
| 2025 | $7,319.00 Homeowner's exemption | $377,700 | $755,400 |
| 2023 | $320,600 | $641,200 | |
| 2022 | $6,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78740 McKay Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78740 McKay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Air Advantage Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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