7885 Sears Rd, Horton, MI 49246 Property Records

Jackson County property record for 7885 Sears Rd, Horton, MI 49246

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,716 sqft · built 1938
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Nov 2019)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-12-33-301-001-00`

Property Details

APN / Parcel Number

Primary APN	`000-12-33-301-001-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	87,556 sqft (2.01 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	7885 SEARS RD
City	HORTON
State	MI
Zip	49246-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG AT W 1/4 POST OF SEC 33 TH S 88%42'E 594.7 FT TO A PT FOR PL OF BEG OF THIS DESCN TH CONTINUING S 88%42'E 232 FT TH S 378
Legal Range	02W
Legal Township	03S
Legal Section	33
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	2
Census Block	2000
Census Tract	6403

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7885 SEARS RD, HORTON, MI 49246-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Document Number	20192836125
Deed Book / Page	2151 / 636
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	7885 SEARS RD, HORTON, MI 49246-9513
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7885 SEARS RD, HORTON, MI 49246-9513

Mortgage

Document Number	0002912462
Date	Apr 13, 2022
Book Page	2210/272
Instrument	2912462

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 14, 2019
Property Address	7885 SEARS RD, HORTON, MI 49246-9513
Document Number	0002836125
Book / Page	2151 / 0636
Instrument Date	Nov 6, 2019
Instrument	2836125
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1755 DECKER RD, WALLED LAKE, MI 48390-2629

Mortgage

Document Number	0021510637
Date	Nov 14, 2019
Instrument	2151-0637

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,200 (+4.27%)	$190,400 (+4.27%)
2025	$1,247.00 (-57.29%)	$91,300 (+9.21%)	$182,600 (+9.21%)
2024	$2,920.00 (+10.15%)
2023		$83,600	$167,200
2022	$2,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sears Rd

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