7870 Sears Rd, Horton, MI 49246 Property Records

Jackson County property record for 7870 Sears Rd, Horton, MI 49246

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,344 sqft · built 1978
Lot Size	4.38 acres (190,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2016)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-12-33-151-002-08`

Property Details

APN / Parcel Number

Primary APN	`000-12-33-151-002-08`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	190,793 sqft (4.38 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7870 SEARS RD
City	HORTON
State	MI
Zip	49246-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	COM AT THE SE CORNER OF THE W 1/2 OF THE NW 1/4 OF SEC 33 & CL OF SEARS RD TH W ALNG THE EW 1/4 LN & THE CL OF SEARS RD 412
Legal Range	02W
Legal Township	03S
Legal Section	33
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	2
Census Block	2031
Census Tract	6401

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7870 SEARS RD, HORTON, MI 49246-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Nov 9, 2005 · Amount on Record
Deed Document Number	20162749057
Deed Book / Page	2084 / 669
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	7870 SEARS RD, HORTON, MI 49246-9513
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 SEARS RD, HORTON, MI 49246-9513

Mortgage

Document Number	0002992062
Date	Oct 15, 2025
Book Page	2271/569
Instrument	2992062

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 29, 2023
Property Address	7870 SEARS RD, HORTON, MI 49246-9513
Document Number	0002950740
Book / Page	2239 / 849
Instrument Date	Dec 18, 2023
Instrument	2950740
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5308 VROOMAN RD, JACKSON, MI 49201-9336

Mortgage

Document Number	0002950741
Date	Dec 29, 2023
Instrument	2950741

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,300 (+5.65%)	$332,600 (+5.65%)
2025	$2,039.00 (-57.27%)	$157,400 (+62.6%)	$314,800 (+62.6%)
2024	$4,772.00 (+72.15%)
2023		$96,800	$193,600
2022	$2,772.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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