78812 Territorial Rd, Lorane, OR 97451 Property Records

Lane County property record for 78812 Territorial Rd, Lorane, OR 97451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,754 sqft · built 1936
Lot Size	0.5 acres (21,781 sqft)
Owner	Individual Name on Record
Last Sale	$329,900 (Aug 2020)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`20-05-25-00-01100-000`

Property Details

APN / Parcel Number

Primary APN	`20-05-25-00-01100-000`
Alternative APN	`0924736`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,754 sqft Finished Area
1st Floor Area	1,338 sqft
2nd Floor Area	416 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,781 sqft (0.5 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0924736
Street Address	78812 TERRITORIAL RD
City	LORANE
State	OR
Zip	97451-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 25 TWN 20 RNG 05
Legal Range	05W
Legal Township	20S
Legal Section	25
Legal Lot Number	1100
Jurisdiction	LANE OR
Township / Civil Division	UPPER SIUSLAW RIVER
Census Block Group	2
Census Block	2067
Census Tract	800

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78812 TERRITORIAL RD, LORANE, OR 97451-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Apr 13, 2020	Warranty Deed, Construction Loan · Line of Credit PRECISION CAP
Feb 25, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Feb 25, 2020
Deed Document Number	2020-045440
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 17, 2020
Property Address	78812 TERRITORIAL RD, LORANE, OR 97451-9706
Document Number	0000045440
Instrument Date	Aug 17, 2020
Instrument	2020-045440
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3840 GILHAM RD, EUGENE, OR 97408-1633

Mortgage

Document Number	0000045441
Date	Aug 17, 2020
Instrument	2020-045441

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 13, 2020
Property Address	78812 TERRITORIAL RD, LORANE, OR 97451-9706
Document Number	0000017895
Instrument Date	Apr 9, 2020
Instrument	17895
Transaction Type	Construction Loan
Record Updated	May 1, 2020
Title Company	EVERGREEN LAND TITLE COMPANY, EVERGREEN LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1121 NW 9TH ST CORVALLIS OR 973304505, CORVALLIS, OR 97330-4505

Mortgage

Document Number	17896
Date	Apr 13, 2020
Instrument	17896

Lender

Name	PRECISION CAP
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2021

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 25, 2020
Property Address	78812 TERRITORIAL RD, LORANE, OR 97451-9706
Document Number	0000009199
Instrument Date	Feb 21, 2020
Instrument	9199
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 157 JUNCTION CITY OR 974480157, JUNCTION CITY, OR 97448-0157

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Crow-Applegate-Lorane Sd 66 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00 (+6%)	$162,959 (+6.09%)	$437,235 (-3.63%) Land $90,266 Building $346,969
2023	$2,051.00 (+3.43%)	$153,605 (+3%)	$453,704 (-2.47%) Land $81,962 Building $371,742
2022	$1,983.00	$149,132	$465,192 Land $88,500 Building $376,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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